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sambuzzy

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  1. Thanks for advice, centex....will work with my uncle to expedite this.
  2. hdporter, Thanks for the advice.... ....he is currently able to pay the ~$1600 to settle......but I ask because of the 1099-C implications...Additionally, he is close to the Chase letter cut-off date(9/5) to reply, and if sent today, check will not arrive until 9/7 or 9/8....I would help him by calling Chase, but many posters on CB warn against paying over phone. Suggestions, anyone?
  3. I am trying to help my uncle with his issues..... My uncle has received multiple correspondences for 2 Chase accounts ($12,056.09 - DOFD 1/2019 and $4,169.00 - DOFD 1/2019). Both have been charged off by Chase and turned over to NCI, to which he has received various communications about settlement offers, the last of which was received 7/8/21........ He recently(8/6/21) received correspondence from Chase again, asking him to settle the charged-off account(s)(2 separate letters), for the amounts of $1,205.61 and $416.93, respectively to stop the collection acti
  4. IndyPoolPlayer (or anyone with ideas): How would one go about getting them to agree to NOT "1099" the remainder?...I ask because on the bottom of the official offer sheet from Chase, it mentions "Year-end tax information: If required by the IRS, we'll report the amount of cancelled debt to you on an IRS Form 1099-C in the appropriate tax year." ? Suggestions?
  5. I am trying to help my uncle with his issues..... My uncle has received multiple correspondences for 2 Chase accounts ($12,056.09 - DOFD 1/2019 and $4,169.00 - DOFD 1/2019). Both have been charged off by Chase and turned over to United Collection, Inc, to which he has received various communications about settlement offers, the last of which was received 7/8/21........ He recently(8/6/21) received correspondence from Chase again, asking him to settle the charged-off account(s)(2 separate letters), for the amounts of $1,205.61 and $416.93, respectively to stop the collection activitie
  6. Reposting here under a new forum....for more traction: I've recently received a SECOND NOTICE of Pre-Legal Notification from Midland Credit Management, Dated 3/25/2020. INFO: State of Residence: PA Citiband N. A., Mastercard Current Balance: $2,644.01 Charge Off: 11/13/19 The letter is an amalgamation of a scare tactic/Billing form/ call for payment plans?!?!?! What are my options? From the MidLand Credit Mgmt letter, "We are proceeding with an evaluation of your account and are considering forwarding this account to an
  7. Thanks for the suggestion to move,....which forum would gain more "traction"? I have two more debt claims to research, which may answer your questions in your reply below.....
  8. I've recently received a SECOND NOTICE of Pre-Legal Notification from Midland Credit Management, Dated 3/25/2020. INFO: State of Residence: PA Citiband N. A., Mastercard Current Balance: $2,644.01 Charge Off: 11/13/19 The letter is an amalgamation of a scare tactic/Billing form/ call for payment plans?!?!?! What are my options? From the MidLand Credit Mgmt letter, "We are proceeding with an evaluation of your account and are considering forwarding this account to an attorney in your state for possible litigation." "Contact us by 4/
  9. It is either cash back or Travel.....There may be a few trips to visit son in LA in the next year or two.......I will investigate the travel rewards redemption programs....Thanks mec and bigpoppa09....
  10. I do know about 5/24....Only CL in last 24 was TruMark car loan (9/16) and just yesterday (2/3/17) PSECU visa...........any suggestions on looking for more than 1 more CC? 2? 3? Thanks, all
  11. Hello All. I have been a CB reader for yrs. .....used many of CB techniques (Psych Doc, Letters, CRB focus, etc. My credit score has improved (low 600's up to 720--currently back down to 690) with early reporting drop offs and paying all debts on time!! Was even able to finance a used car (9/16) at a great rate with my CU, TruMark Financial! Now I am focusing on reducing/ eliminating the balance on my currently only CC (a TruMarkFinancial CU rewards Visa $14,500 on 15,500 CL- 12.99%). I have applied for and was approved for a Classic Visa with PSECU ($20,000 with a no transfer fee and 2.9
  12. BUMP Any other suggestions?!?!? Thanks
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