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  1. ok update so i send out the follow up letters and this is what i got. transunion all deleted got a letter from the follow up stating no record of the account experian said they will no longer investigate it was verified i got a letter from the collection agency that shows account number,name of doctors office, date of service and balance equifax deleted one but the collection that sent me the info is reporting.
  2. I did send out the fallow up disputes Sent from my SAMSUNG-SGH-I777 using Tapatalk 2
  3. well i got back two rr and one also with a letter stating the following. Dear vincer20 We are in receipt of your letter, and Medical Data no longer has the above mentioned accounts in this office. They have been transferred back to the original creditor. It will be necessary for you to contact Jennersville Regional Hospital to dispute these bills. Below, for your convenience, as well as for verification purposes, is the name and address of the original creditor Regional Hospital Pursuant to Section 809 (FDCPA, this letter serves as confirmation that the debt being demanded from you is what the creditor is claiming. This serves as verification of the debt. If you have any fiirther questions, please do not hesitate to call 1(800) 540-7096 to speak to a patient representative. H. C Dispute Department This communication is from a debt collector. This is an attempt to collect a debt and anyinformation obtained will be used for that purpose. Thank you.
  4. Ok finally received my last letter from experian. so i have my letters ready for mail to Ca CMRR. when i receive my RR do i wait for all to come back or can i sent them out individually.
  5. received a letter from equifax that states all 3 accounts have been verified. with no supporting data
  6. yea i opted out last year permanently. all addresses for collections are current address.
  7. So far i have opted out sent initial disputes to all 3 cra's. today i get a letter from A-1 collections. Dear Vincer20 Our office has received youre dispute and has conducted an investigation as we are required to do under the FCRA 15 USC 168s0-2(a)(8). our client has advised us that the above bill is valid. We have updated the credit bureaus to reflect your dispute. Please note that under the FCRA 1681-2(a)(3) our office is required to update the credit bureaus with your dispute. This does not mean the dispute is valid. our office will review any additional correspondence you may have to support your claim. FOR YOUR CONVENIENCE, WE ACCEPT VISA, MASTERCARD, WESTERN UNION QUICK COLLECT AND AUTOPAY (CHECK BY PHONE) Sincerely D H Collection Manager This communication is from a dept collector. This is a attempt to collect a dept. Any information obtained will be used for that purpose. So my next step is to send this out correct? http://whychat.5u.com/ltrcavalhipaa.html
  8. these playoffs are some of the best games i can remember. i don't have a horse in the race but would love to see someone other then the pats win it. how about seahawks comeback?
  9. I have used turbo tax free ez for my own taxes, but now i'm married. should i just buy the basic or use the free ez again? i hate to spend 2-300 to get taxes done.
  10. well i have a problem, i recently changed my address to my mother house in another state so i could get my cdl licence in a faster time frame. as of right now my address is in another state should i use this info or will it just cause problems? i also have a wrong spelling on my birth cert that i just noticed.and it is not the same on my credit report will this also be a problem or a blessing?
  11. I am not eligible for a free report for a while and want to start my repair. Where can i get the best deal for all 3 reports?
  12. i did call and get names taken off is that ok?

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