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  1. I would like to ask the board members and anyone knowledgeable in this filed the difference it would make, regarding continue paying the monthly car payments VS paying off the loan all at once. Here is my situation, I financed the vehicle in 2008. So far i had few missed 30 days late and 3 60 day late payments missed. My question is, would be beneficial for my credit to continue paying on time as a monthly payments or pay the whole loan off at once? What would be better to improve and increase my credit score? Thank you for all the help.
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