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uh60james

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  1. is the TU 624 your FICO or FAKO Oooops, first time I replied I accidentally clicked "Report" That is my FICO, not sure which model Barclays is using.
  2. Thanks guys. GoCardinals, I had been trying to find a way to get my foot in the door with NFCU but haven't had any luck. I am a PenFed member but I'm waiting until my scores are better to try for any credit with them.
  3. It's been a good week for me. -Barclay Rewards Card auto upped from $500 to $1500 -Best Buy Store card love button got me from $1000 to $2000 -Instant Approval for Amazon Store Card -Belk pre-approval in the mail -Got an email from USAA "inviting me to apply" tried for the AMEX, got a offer for the Classic AMEX instead with a $1000 credit limit, it does have an annual fee but the APR of 18.90% is my best yet. And I have read this can graduate to the regular AMEX.
  4. It's working for me but make sure you are using the link's below and not the links in the OP.
  5. I had one of my other Cap1 cards automatically go from 500 to 2000 a few months ago. Saw that the Love button was back and also saw that a denial would give a FICO score with only a soft, figured win/win. Got another card up a bit thanks to the Love button today, 500 to 1000. Edit: Tried on my old Orchard card as well and was actually hoping for a FICO but went from $300 on that to $800 now! So I'm up $1000!
  6. They don't have to buy my name on a list, I bank with them. They have all of my information. I get what you're saying but it's real frustrating when they deny me for something as crappy as that. If it didn't seem like some made up nonsense I wouldn't even mind.
  7. Received an "invitation" to apply for a Wells Fargo Rewards card with 0% APR for 12 months. I figured surely they wouldn't send me the invite if they didn't plan on approving me. Went to the website listed on my card and submitted my app, got the message that they need a few more pieces of information so I call. It ends up being an automated system and I am declined because "Poor performance with your previous Wells Fargo checking or savings account." Really?!?!? I have a current Wells Fargo checking, savings and money market account all in good standing. If you are going to decline me first of all don't send me an "invitation" and please give me a good reason like my credit sucks or prior BK. Really just needed to jump on here and vent for a minute.
  8. I'm not aware of any cards that will actual issue off of just a soft but here is the sticky on soft pull pre-approvals. http://creditboards.com/forums/index.php?showtopic=322856
  9. Lol looks like you have plenty accounts I'm your siggy.
  10. I have EQ Gold 3in1 (got a year free), I assumed that would generate softs just like EC however they are not showing up in my list of softs. I wouldn't think that it should matter since its the same company and I can still pull daily but they're just not showing up. Any ideas? PRM-AT&T WIRELESS 04/24/12, 02/23/12, 11/22/11 AR-CAPITAL ONE 06/22/12 AR-CAPITAL ONE 06/18/12 ND-CAPITAL ONE/HSBC 01/07/12, 09/25/11 CIC/EXPERIAN ALRTS 01/08/12 CONSUMERINFO.COM 01/03/12 CREDITEXPERT 1-866-673-0140 07/19/12, 07/17/12, 07/15/12, 06/30/12, 05/13/12, 03/24/12, 02/21/12, 01/30/12 PRM-DIRECTV-PRESCREENS 05/01/12 EQUIFAX INFO SVCS. 01/05/12 EQUIFAX INFO SVCS. 01/24/12 Equifax Consumer Services 12/27/11 ND-Equifax Consumer Services 07/17/12 ND-Equifax Consumer Services 12/27/11 ND-Equifax Consumer Services 12/27/11 EQUIFAX INFORMATION SVS 01/20/12, 01/19/12, 01/19/12, 01/17/12, 01/12/12, 01/12/12, 01/12/12 FAIR ISAAC 01/07/12 FAIR ISAAC 01/07/12 FINDERHUT DIRECT MARKETING 01/12/12 AR-FINGERHUT 06/12/1 2AR-HOUSEHOLD BANK 04/26/12 SOUTHERN COMPANY 06/13/11 AR-SPRINTNEXTEL - PCS 05/22/12 TRUECREDIT/VERTRUE 07/19/12
  11. I have received PM's from others that I replied to and advised the alternative no longer works. You can still achieve B* in 28 days with 3 DP and some trials. You just need to time it right. Read my first post for the link to the C* calendar Ok, thanks guys.
  12. Can someone PM me the alternative to AMEX fusioncredit mentions in the OP? He is not accepting PM's, I would greatly appreciate it guys!

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