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  1. i finished B* in December/early Jan. Cancelled SC then and haven't pulled since. All my inq showed up on MPM this morning.
  2. This is TU and EQ. EX from Oct 2014 is the same but has the old student loan CA.
  3. Thank you. I will plan on getting her some credit in her name. We are in Massachusetts. Mortgage in 2016 would be great. We don't have a definite time line on this at this point.
  4. I am hoping to clean up my spouse's credit report. Not sure there is much I can do with this. Any advice? Score is below 600. Negative account Comenity/JJil- opened 9/11=120 days late 3/14, now current Capital One: last payment 10/08 unpaid charge off TU: remove 10/15 Capital One: last payment 7/13 paid charge off TU remove 7/20, tried PDF before paying National Collegiate- private student loan, Last payment 11/08- out of SOL? TU: remove 10/15 National Collegiate- private student loan, Last payment 11/08- out of SOL? TU remove 10/15 Swiss Colony- last payment 10/13, charge off, $87, have PDF letter ready, heard they usually don't respond TU: remove 10/20 New TU but not on EQ Transworld System: report x2 student loan above with last payment date of 11/09 and drop off date 1/16, this was previously reported from another collection agency that dropped off 11/14 when hit SOL, this CA just popped up 2 weeks ago, have not received anything from them. Positive accounts are all AU accounts. Goal is to increase her score enough that we could get a mortgage. Don't plan on getting much credit in her name.
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