Jump to content

framed_one

Members
  • Content Count

    79
  • Joined

  • Last visited

  1. She got approval for a Chase Southwest Visa! It came with 50,000 miles (and we travel quiet frequently). Any thoughts/feedback on this Chase Card? I haven't had luck with with many other Chase accounts, so maybe a foot in the door. Limit is $3,500
  2. She has 5 inq's in the last 2 years. 2 of which are for a mortgage.
  3. All the derogs are paid in full and are all medical. 2 from 2006 and the rest from 2009 She has a Cap 1 = 600/1500 (just bought new carpet) Childrens Place = 0/500 Fred Meyer = 0/800 GE Brand Source = 3000/3500 (bought new appliances, have 4 more moths of 0% interest) Gap = 0/700 JC Penney = 0/124 (didn't even know this was open) Sears = 0/500 Menards = 0/1000 Kohl's = 0/2000 Target = 0/1000 Dell = 0/3000 Slumberland = 2300/3100 (0% interest until 2014) Maurices = 0/500 We just remodeled our kitchen, which is where the charges came into play. Here AAOA is 4 years HTH
  4. We are turning the corner on our CR's. My wife has a 726 FAKO on Experian. She has a few medical baddies on her account, but nothing else. Where should she apply for the best limit and approval chances? Not looking for a store card. Utilization is about 28% (about 25% of that is at no interest for several more months) THANKS
  5. I want to be a story like this!
  6. framed_one

    Question

    my first barclays in 2005 IIRC was one I responded to a pre-screened over via US mail for a non-rewards card. I was denied but then approved for $750 after asking for recon. My denial was for BK (from 2000). by the time I closed that card the limit was $4750. in 2006 I was approved for the US air card (30K miles sign up bonus) for $3500. in 2007 I was approved for two card, emigrant direct (36K limit) and barnes and noble (I forget what the initial limit was, 10K maybe?). in 2008 I opened another barclays card, ameriprise world elite MC. in 2009 I was approved for the priceline visa and, after reallocating, have a limit of 40K. This card has a $29 annual fee (offset by $50 worth of sign-up bonus) but earns 4% cashback on priceline opaque purchases and 3% on regular priceline purchases. all of these approvals were during my rebuilding period with a BK on my TU report. so from $750 and no rewards to 40K and decent, if specialized, rewards. I would call that growth. way to "Stay thirsty my Friend"
  7. According to my CR, they should drop off in January 2013. Do they ever drop off early? Like a month or two?
  8. My goals for 2012: Financial Goals Pay off all credit cards for both myself and my wife: $7,000 ($6,000 is at 0% interest) and the other is new charges. Pay off our HELOC about $10,000 (tax return will cover 1/2) Pay off our van ($10,000 this will stretch us) Credit Goals AMEX Blue Cash Pefered one card...any card with a 10k or higher limit Current Credit Sesame FAKO is 666, would love 720
  9. Be patient...and remember that if you do request a CLI it WILL be a hard pull. I went thru a rough stretch in life about 5 1/2 years ago. Had great credit before, then a separation and child custody battle did me in. I am trying to be patient, but it just sucks with my credit portfolio at the time. Give me 18 months and things will be better. I just would love to have a card that I can book more then just flights on when we travel before I have to pay it off.

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines