Been sitting on this for awhile. Judgment and all collections gone. Most inquiries are gone -- still have 3 left on EQ because I gave up on b* after the death of EC, and of course Experian still has inquiries.Two C/Os left on all 3 bureaus, one settled, one sold, so at least they both report as zero. Tried Jack Attacking with zero success -- both companies updated and GECRB actually added more recent derog updates.
EQ was also reporting lates and collection activity on one student loan which was returned to good standing and then changed ownership -- I got the lates removed but there are still two months of CA reporting, tried having that removed and couldn't get it off -- pretty sure that's there to stay, but it's about 5 years old so that's the least of my worries. If I do nothing, the C/O are scheduled to fall off summer 2015, so I figure I'll dispute as obsolete in January. I could try GW -- one is with BofA, though, which I have heard is impossible to GW. What about the GECRB? I do have current credit with them. Any ideas?
I am pretty happy with what I've done, I gained 150 points in a few months and now have decent credit, so if I can't get them off, it's not the end of the world.