Penfed 12/2009 $500 (offered by chairman to get in the door there)<br><br><br>I was approved for 20k/20k Combo with 736 FICO and similar income but no debt I have read many times that they like to see little to no debt so I would take that into account.<br><br><br>Off topic I was interested in how you got the Chairman to offer you the $500 Penfed Visa I have applied with them on the app it said I was eligible for up to 8,500 but when the underwriter got it I was denied for Sufficient Credit (I guess they mean with my other Creditors because I have none with Penfed) Pyramiding Debt (Which is insane because I have not debt, at all) I recon and explained to the that the 20k/20k for PSECU was shared so technically I have 20k less than what Equifax reports, and that I carry no debt so I can't see how they said I was pyramiding, any way the recon was a no go. <font size="4">So I was wondering how you got the $500 I need it for the 5% on Gas and $500 would be enough to cover that purpose</font>