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Hey guys, Let me start off saying this is a wonderful site. My question is should I dispute my bk online or by mail? Its supposed to come off 12/2011, but I am trying to buy an house for my family. I am trying to do this in the next 30 to 90 days because I have 5 good TL coming off in august 2011. What I am afraid of is if I dispute not mine or inaccurate it will be marked a frivolous. Can some one please please please help me attack this problem the right way. new member biggbibbs33