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  1. I'm a little confused about the 2 year limit on a business relationship and DV requirements. The CA replied to the DV with a partial copy of a "Patient Consent Agreement" with just my signature and a "witnessed" date and timestamp a copy of the OC's "This is not a bill. This is an itemization of your medical services for ...." a letter from the CA restating the balance and this is an attempt to collect a debt. There's nothing that references an assignment, transfer or authorization from the OC at all. Is this what the follow up dispute back to CRA will addr
  2. OK, let me be sure about your data. You disputed an account ( let's call it account #$) that you had already paid to the OC with the HIPAA letter insert "a". The CRAs did not delete the account, it is still reporting as "unpaid"?? Yes You recently sent the follow up dispute to Ex.--- Is this account (#$) on any other report besides Eq and Ex??(TU) It is only on EX What was the date of the medical service?? 10/21/2017
  3. Ok, I've sent the follow up dispute to the CRA's for the EX entry and I have also received the CA's validation that establishes the relationship with the OC and included verification of the date of service and correct billing amount. This is OC account that I had already paid when sending the HIPAA letter. So now I have the CA's DV response information, a copy of the deposited money order and copy of the HIPAA letter sent to the OC and priority mail receipts for correspondence to the OC and CA. What should I do now for this entry? On the third "No Response from EQ"
  4. "The CA sent a letter noting the 1 item was deleted but did not include any mention of the second item" Did you mean the CRA? No. It was the CA responding to the DV letter You sent the initial dispute letters to all 3 CRAs for all medical accounts?? https://whychat.me/hipaadisp.html Yes You sent the medical DV to the CA for any and all CRAs for any accounts that were NOT deleted? https://whychat.me/ltrcavalhipaa.html Yes for this one : "The CA sent a letter noting the 1 item was deleted but did not include any mention of the
  5. I have results back now for CA DV on the Experian reports. The CA sent a letter noting the 1 item was deleted but did not include any mention of the second item. My Experian report shows the second item was "updated" on 1/15/2021. I also got a" "verified" response from Equifax on the 3rd item. I have not sent any follow ups to the CRA's yet. Should I follow up now with Experian for the item that was not deleted with this: https://whychat.me/ltrcavalhipaa.html#DISPUTE or write to the OC that deposited my payment again? For the 3rd item, do I
  6. I have 2 medical collections for 2 different providers being reported to Experian and TransUnion by the same CA and a 3rd collection with Equifax with a different CA. I started the HIPAA dispute programs for all them with these results: TransUnion: both items were deleted Experian: both items were verified with a note to contact the CA for more info Equifax: No Response at all and no deletion I started the HIPAA dispute program for the Experian collections but skipped the 2nd step of Medical DV to the CA by mistake. Instead, I sent money ord
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