Jump to content

Please consider disabling your adblocker for CreditBoards if you have not already done so.  This site depends on advertising revenue to stay online.


A Good Guy

Members
  • Content Count

    12
  • Joined

  • Last visited

  1. For some reason it also doesn't work if you've screwed tent companies. Lol, that has to be a joke cv91915!?!? But with my recent disputes in January, will they fall off in the 7 year time frame or does that start over from January of this year? It falls off in the 7 year timeframe. In your case the 7 years begins from the "date opened." You should do a PDF. Ok, Thanks dvd! I'll call the ca for the one dated 2010 since it's the newest and see what they say. Does the 2008 acct count heavily against me being that it's almost 6 years old, or should i do the same for it if i'm looking for a clean file?
  2. I applied to another leasing company and I was told that I had no dnb file and that I had 2 negatives reporting as well. I don't how much the negatives counted against me.
  3. I almost want to pay these off if i can get a pifd in writing.
  4. For some reason it also doesn't work if you've screwed tent companies. Lol, that has to be a joke cv91915!?!? But with my recent disputes in January, will they fall off in the 7 year time frame or does that start over from January of this year?
  5. Good afternoon all! This is semi-off topic, but i need help understanding the obsolete dispute. I recently had a few things removed off of my cr by disputing them, but 2 items didn't get removed. If i would've known about this thread i would've disputed them in a different manner. One acct is 4 years old and one 6, but because i disputed them earlier this year can i use the obsolete dispute still? I have the accts listed below. Any help would be appreciated. Thanks! Original Creditor: BEACHVIEW TENT Account #: 783** High Balance: 185 Date Opened: 02/01/2010 Date Reported: 01/01/2014 Balance: 185 Condition: 01/01/2014 Responsibility: Individual Remarks: Original Creditor: Account #: 108213**** High Balance: 235 Date Opened: 07/01/2008 Date Reported: 01/01/2014 Balance: 235 Condition: 01/01/2014 Responsibility: Individual Remarks:
  6. cv91915 The only requirements I know of are: at least a year in biz (I've been in biz for 3), a decent personal credit score if no biz credit (mine is 650 in all bureaus and I have a dnb number with quill, uline, reliable, gopromos paid. I've shipped through my new ups acct twice and will use my fedex kinkos acct Friday).
  7. I agree stroked, there are no fast fixes! I'm just grateful to this board for helping me get my personal credit in order, now I'm doing the same for my biz. I thought my personal was strong enough for a lease, but I was denied the lease due to due to no dnb file and two negatives.
  8. Good evening all! I have 2 old bills reporting on my CR through Equifax and I need them removed ASAP so I can apply for a biz equipment lease in a few weeks. Would they worry about items that were added to my report 4-6 years ago, or will they look at the recent date of the unsuccessful dispute/deletion (1/14)? If i paid these off and got the CA to agree to a pifd or even agree not to respond to any dispute, what reason would I dispute under? My scores are around 650 and i'm paying down all my cc balances down to 40%-50% so hopefully this will help. The items are listed below, and were disputed earlier this year by a friend of mine on my behalf. I have 4 or recent inquiries to my credit report. Any advice would greatly be appreciated. Thanks! Original Creditor: BEACHVIEW TENT Account #: 783** High Balance: 185 Date Opened: 02/01/2010 Date Reported: 01/01/2014 Balance: 185 Condition: 01/01/2014 Responsibility: Individual Remarks: Original Creditor: Account #: 108213**** High Balance: 235 Date Opened: 07/01/2008 Date Reported: 01/01/2014 Balance: 235 Condition: 01/01/2014 Responsibility: Individual Remarks:
  9. Good evening all! This is the thread I needed to see! I have 2 old bills reporting on my CR through Equifax and I need them removed ASAP so I can apply for a biz equipment lease. If i paid these off and got the CA to agree to a pifd or even agree not to respond to any dispute, what reason would I dispute under? My scores are around 650 and i'm paying down all my cc balances down to 40%-50% so hopefully this will help. Any advice would greatly be appreciated. The items are listed below, and were disputed earlier this year by a friend of mine on my behalf. Thanks! Original Creditor: BEACHVIEW TENT Account #: 783** High Balance: 185 Date Opened: 02/01/2010 Date Reported: 01/01/2014 Balance: 185 Condition: 01/01/2014 Responsibility: Individual Remarks: Original Creditor: Account #: 108213**** High Balance: 235 Date Opened: 07/01/2008 Date Reported: 01/01/2014 Balance: 235 Condition: 01/01/2014 Responsibility: Individual Remarks:
  10. Thanks for your quick response! I didn't even see my question post initially and didn't know it posted until an hour ago! My personal credit is BAD, i'm currently working on it also so that angle wouldn't work! How does the aged corp work, using it as a sister company for credit purposes? I guess the main question is: If I pay all outstanding taxes and reincorporate, will I be able to establish business credit as a new/ordinay company could or would I be viewed as a credit risk due to the company being dissolved then reinstated? I know I have to get the tax situation handled anyway so I was leaning towards reincorporating it. But if reincorporating wouldn't help me in the short term (6-12 months), I would just start a new company from scratch and continue to pay the tax arrangements I have already made. Another question I have that you may or may not be able to give your insight on is: As a one man company, which corporate structure is best for me? I don't forsee my gross income to be more than $20,000-$25,000 in the next two years as I reestablish my company brand/exposure. Let me know if I have given you enough info to make an accurate summary of what corp structure may work. Thanks!!
  11. Hello everyone! I'm a newbie and have a few questions that only this forum can help with. I have a 2 year old company in Florida (incorporated in 2009) which I rarely used, I started this business as a hobby. I owed taxes on it and did not file the tax/financial statements in time to have the company remain active, so it's currently dissolved. Now that I have the time, energy, and customers to take the business serious I find myself in a serious catch 22. Do I pay the $900 to reinstate the old company, which would be 2 years old in April or do I start a new company and save that money? To add to this situation I still owe $1800+ dollars in sales taxes, unemployment taxes, and late fees (mostly late fees from the unemployment taxes) from 2010. My main concern is how would the old company look to DUN & Bradstreet as a corporation that was dissolved, being reinstated and applying for credit when its that time. Would i be viewed as a MAJOR CREDIT RISK or once i got everything current, would the 2 years of being company look good to them? My sales for both years are low: $5000-$6000 1st year, and $11000 for the second year. Thanks in advance for your help!!!

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines