Ok, so currently I had a 656 EQ fako and I didnt read up before I disputed (using the JA and what not) and I just did it online. In dispute my score dropped to 613 which i understand they remove those from the equation. Anyway, Im waiting to see if these work and if not I would like to dispute again, but not have it declined saying they already verified ect... How would I go about this? I have 1 collection on EQ, TU and 2 on EX. They are all paid off. Im just trying to clean things up and working on my Girlfriends also. Hers is much worse, like 6 collections but with good trade lines and car payment. Im just hoping they dont even bother to respond haha. Mine are with AFNI and NCC. Thanks!
Also, i already disputed NCC over 1.5 years ago and they left it on.