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Betterdaysahead

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  1. Thank you, I will call and order the reports!! Do you know if it will matter if I have a freeze on my credit or not? I feel like I may have frozen it a couple of years ago but I’m not sure. Sent from my iPhone using Tapatalk
  2. Hi all, I am working on rebuilding my credit and after a series of unfortunate events, I am finally in a better place than I was a few years ago. Using CK I have watched my score (I know it’s not an actual score) rise slowly due to almost a year of on time car payments. The only item currently showing up there are the car payments. Nothing else is listed for debt or credit cards. I don’t have a cc and I’m hoping that old medical and old credit card debts have fallen off by now. This brings me to my question - should I go ahead and either join myfico.com or order my credit scores from the three agencies? I remember a term that was used to be on the boards years ago called “waking the sleeping giant or beast” something like that. I guess what I’m saying is I’m afraid to stir things up that have been laying dormant. Would just ordering my reports wake up any debt and restart a collection process? I want to move forward but I’m paralyzed with fear. Respectful responses will be greatly appreciated! Sent from my iPhone using Tapatalk

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Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
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