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About jsmata1977

  • Birthday May 14
  1. Thank you for the input. It has a $0 balance with no late payments. I went ahead and closed it.
  2. I have a Continental Finance card that I have had since January 2021 when I started my credit rebuilding journey. I started with a $400 limit and it is now $1300. I am contemplating closing it since it is no longer used and has an annual fee and a monthly fee. Plus I have moved onto better no fee cards since. It makes sense (to me anyway) to close it so Im not paying money on a card not used but how bad is this going to hurt my credit by shortening my credit history? Utilization isn't a worry just the credit history. Thanks!
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