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SteelerChick79

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  1. SteelerChick79

    Penfed Promise?

    If you aren't going to use it, does it matter what the APR is? Genuinely asking as I am on my credit journey. Sent from my SM-G955U using Tapatalk I would use it for short term financing if the apr was low enough. I have other cards with lower rates that I can use for that purpose. At the current rate of 17.9% with NO REWARDS it is currently not worth much to me. Oh ok. Sent from my SM-G955U using Tapatalk
  2. SteelerChick79

    Penfed Promise?

    If you aren't going to use it, does it matter what the APR is? Genuinely asking as I am on my credit journey. Sent from my SM-G955U using Tapatalk
  3. SteelerChick79

    Credit Repair Trick

    +1 Sent from my SM-G955U using Tapatalk
  4. SteelerChick79

    Where Do Credit Cards Come From? How Are Credit Cards Born.

    LMAO Sent from my SM-G955U using Tapatalk
  5. SteelerChick79

    Synchony/PayPal

  6. SteelerChick79

    Do Capital One Au's report on all 3?

    my husbands reports for all three for me. not sure when it started reported, but it carries a 30% balance. Sent from my SM-G955U using Tapatalk
  7. i am AU on my DH's Discover and it only reports on EQ and TU. I really wish it would show up on my EX. ugh Sent from my SM-G955U using Tapatalk
  8. SteelerChick79

    What FICO score model does NFCU use?

    How you do it with my IPhone? I don't know. i don't think it works when using mobile browsers or the Tapatalk app (hovering over acronyms) Sent from my SM-G955U using Tapatalk
  9. Sent from my SM-G955U using Tapatalk
  10. SteelerChick79

    Newbie with crappy score but not much repair to do

    can you prove the error that resulted in lates is cap1s fault? if so dispute them someone will come along with the proper way to do that Sent from my SM-G955U using Tapatalk
  11. SteelerChick79

    Discover luv button fixed: Your credit line has been increased.

    Congrats all the same. at this rate I'll get to 50k in 2035 I'm over 8 months with no budge, so I may barely beat you there by then. Congrats! Auto-increase? yes. auto. im still rebuilding so it means a lot for me. i think lol Sent from my SM-G955U using Tapatalk
  12. SteelerChick79

    Discover luv button fixed: Your credit line has been increased.

    they just randomly gave me a +700 incease. thanks! Sent from my SM-G955U using Tapatalk
  13. SteelerChick79

    Disputing Title Loan on Report Previously Paid Off

    Do you have proof the dealer paid them? Looks like they did not. Did you sign the title over at the dealer? In Ohio, when you get a title loan, they retain the title until the loan is paid. Going as far as putting the car in the title companys name. We made the mistake of getting one in 2008, paid it back in 30 days. But still had to go through the hassle of have the title switched back over. Sent from my SM-G955U using Tapatalk
  14. SteelerChick79

    Passing Along Credit Card Fees to Customers

    ​​I have a business and we often do shows with other vendors. One of the main questions that we get before a transaction is "Are you going to charge me to use my card?", we're like Uhhhhh no. Some vendors do. I can see having a minimum purchase (we don't do that either), but an actual fee? I just find it to be rude. We factor that in to our cost of doing business.
  15. SteelerChick79

    Walmart CC

    Did she ever see the payments reflected on her statements? She never checked her balance to see how far her balance was going down? I was 2 days late because of an inaccurate account number payment info and they called me. Sent from my iPhone using Tapatalk

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