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sonystylez

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  1. I got the impression the OP is looking for a way out from under the debt... which I don't think is available. Understood. I've concluded that there probably wasn't a way to get rid of the debt, BUT was hoping there could have been another way that I didn't know about.....
  2. Thank you for your empathy. And I totally agree with you. If my wife wanted to help her sister, there could have been better ways to do it. To put it lightly, I am obviously NOT happy with this situation and I have expressed it to all parties involved, but my purpose for posting this thread is to gather information how hot to fix the situation. Ok, so What steps do we need to take to fix this? 1. Currently we are going to contact Trans/EQ/EXP to update to our addresss. 2. We are also going to ask for all of my wife's credit cards back 3. We are going to update all credit card information back to my wife (Chase/Citi/CapitalOne, etc) What other steps do we need to take to fix this situation? How do we update the credit reports to show my wife's employment instead of my wife's sister? Anything else we need to do?
  3. My wife's sister has been using her SSN to apply for credit cards. She has applied for over 10+ credit cards for the last 2+ years, using my wfie's SSN and Name. Most of them are maxed out. She has over 35K of credit card debt under my wfie's credit. How do we get rid of this debt? 1. What are our options? 2. If we contact her creditors (Chase, Citi, etc), and told them of our situation, what would they do? 3. Would they work with us and help us? What can they do to help us? 4. Or would it backfire? (Close our accounts, etc) 5. Would they allow to transfer the accounts to my wife's sister? Would really appreciate any help/feedback. Many Thanks PS My wife gave her permission that I was not aware of until recently. But that's another story, so let's just focus on how to get rid of this debt if we can:
  4. My wife gave her permission that I was not aware of until recently. But that's another story, so let's just focus on how to fix this situation on this thread if we can: Facts: 1. Wife sister has applied for 10+ credit cards for the last 2+ years, using my wfie's SSN and Name. 2. She used her own employement information and salary (Not my wife's) 3. She also used her own address. (Not my wife's address) 4. Transunion/Equifax/Experian has my wife's sister's current address listed as current address on file and NOT ours. 5.Transunion/Equifax/Experian has my wife's sister's employement information on file. What steps do we need to take to fix this? 1. Currently we are going to contact Trans/EQ/EXP to update to our addresss. 2. We are also going to ask for all of my wife's credit cards back 3. We are going to update all credit card information back to my wife (Chase/Citi/CapitalOne, etc) What other steps do we need to take to fix this situation? How do we update the credit reports to show my wife's employment instead of my wife's sister? Anything else we need to do? Would really appreciate any help/feedback. Many Thanks
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