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TeachMeMaster

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About TeachMeMaster

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    Bump Influence XLVI

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  1. Do I risk it and pay the one charge off for the Optima application (keeping in mind I will not get approved because I have the other 2 charge off acts which I wasn’t planning on paying)? Or Move on to another creditor? I don’t see trading upwards of $10k for $700 limit is worth it.
  2. That’s what I thought I read too. Even when speaking with them on several occasions specifically about it, they only speak of said account when referring to the Optima offer. They just repeat what the offer states and only care about closing the deal. I wonder since SOL is here in a few months to just do nothing. I wonder if they’ll ever let me back in w/ 3 CO acts with them?
  3. I have 3 accounts with Amex that all charged off. I received an offer for the Optima card on only one account. When I contacted Amexabout the offer they again acknowledged paying off in full the one account not the others to get the application for the Optima card. My question is for anyone that has experienced receiving this card, do you know of them to deny you the card if you still have multiple charge off cards with them? Especially if you’ve agreed to pay the only one account they are asking for?
  4. I have 3 accounts with Amex that all charged off. I received an offer for the Optima card on only one account. When I contacted Amex about the offer they again acknowledged paying off in full the one account not the others to get the application for the Optima card. My question is for anyone that has experienced receiving this card, do you know of them to deny you the card if you still have multiple charge off cards with them? Especially if you’ve agreed to pay the only one account they are asking for?
  5. This department might be able to point you in the right direction 866-243-1036
  6. Did you get the card? If so what limit did they offer you?
  7. My 2nd card was still showing cancelled today so I called in to poke around a bit. The rep informed me that $50k is the max which I already knew. But I explained that my 2nd card was under the impression to be a duplicate app. She reviewed my apps and said she will have them push my 2nd card through for $20k. I was excited of course!!! Then 2 mins later she calls me to inform me that they will only allow me to have the $30K on card #1 for a bit to get establish with them before they will grant me the 2nd card for $20K. Oh well.........Next!
  8. I have a feeling Shanar will be calling you soon after talking with her again today about my (2) 25k lines, she said they are requiring tax returns from people who maxed the exposure which is 50k. I originally was at 90k (funded) and then got a message saying they have revoked my 20k personal loan, and 20k PLOC(which I had originally accidently applied for, but figured I'd keep it) due to being beyond their 50k max exposure. For me, its still unknown what will happen, as my tax returns show 65k, and I'm currently making over twice that amount, and sent them paystubs for proof, but they wont accept it. I'm testing the waters as well with the 2nd Card. They flat out cancelled my 2nd card app thinking it was a duplicate app. I called to recon. Rep said I'm at the max at 30K. I replied I was informed $50K was the max exposure but I could have $20K on a 2nd card. He put me on hold for like 20 mins and said he's working to reopen the app for consideration. Good follow up so we'll see what happens tomorrow. Yes I've sent them docs ahead of time.
  9. Congratulations! I just got the Double Cash Citi card also and was approved for $30k instantly Thank you. Congrats to you as well! Hopefully they'll grant my 3rd wish and approve me for the $20K on the 2nd card. I too am interested to know if down the road they'll combine limits.
  10. You guys got me all excited about this 30K stuff I had to partake. I wasn't sure if I would get approved since I just got that new Double Cash Citi card. Anyhow I apped on the 23rd for the membership and CC. Ex was frozen and had to send them a note that it's good to go. The 25th they requested DL & Uitility (proof of residence) bill. Submitted it on the 29th........ Approved for $30,000 @ 14.99 contingent I submitted a Utility Bill. I called them to explain that was done. Rep explained that it was a different department requesting it and the CC email was sent before getting the info. Anyhow I submitted it again anyway. Membership still pending but I had the ordasity to apply for another card looking for $20k to reach my max. That is Pending and I took all 3 softs.
  11. I don't know what I did right or wrong but they're targeting me and the offer is tempting. Not a fan of Cap 1 but I am a fan of GM. I'll assume that they're not giving out big limits upon approval for this product. Ron did you get it?
  12. Does anyone have this card? What kind of limits are they giving? Does anyone know the max exposure on this card? I wonder will they go to $50k and let you purchase a Silveraldo on the card.
  13. Me thinking Amex or no Amex, the Not so pleasant PMs you received Mendel they probably don't understand B*

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