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scrubs

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Everything posted by scrubs

  1. ex: I think its about 690 to 710
  2. oh my god I applied for the blue cash I got approved for 3000 dollars. my bk was april 2009.
  3. scrubs

    ems *b

    I bump every thing on eq except ems (Equifax Mortgage Services) I wonder if it is a sticky everything below and above it has been bump off.
  4. scrubs

    ems *b

    is ems a sticky that will not be *b off, my only one left,
  5. after my bk 5yrs I dispute a lot of items on my cr .then I was look out online. csr told me if you dispute to much it will lock you out. I was locked out for about 2 yrs
  6. be careful about *b then applied because at times if Barclay see new acct without hp they might pull ex.
  7. around 716 fico that what Barclay said. 5 yrs post bk this is my third Barclay the other two is rewards mc 2000 and ring card for 9000 and sm card for 5000 dollars. been with Barclay for about 4 yrs now.
  8. Congrats on the approval, What was your score at? I think around 716
  9. For two inquiries? I was already bumbing was down to 1 then this so, might as well cont bumbing.
  10. yesterday I applied on the phone for sallie mae card but the op put down rewards mc, not the sallies mae card. I call the backdown number ask if the mistake can be fixed and use the same pull op said no. I applied online this time and they said no. I call the backdoor number again the reason two hp. I explain op mistake yesterday that is the reason for the two hp. then he said yes and got 5000 dollars card.
  11. I got the same 500 then 700 dollars. could you give the phone number
  12. dp then you don't have to worry about pay stubs.
  13. how... really let start one. tell it to sixteen people about 3.5 yrs ago on cnn noney program thoese people was looking at over 50 yrs each when all said in done got 5 yrs in dandury. there crime bk fraud and getting cc and loans by grtting bk removed by first getting old address del that connect your old address to the bk. there is a thread about it on how to do it. then apply for high level card they know they never get with a bk showing up on a cr. you knew when you applied for the card because you stated "The problem arises with them as I can't ask for more $ with the 7 back on EQ in fear of losing the card." so that is fraud', that is the reason theses 16 people when to prison for 5 yrs. I myself have a ch 7 bk on my cr from march 2009 and I have learn many things about credit and living within my means. I have how have about 93,000 dollars in avail credit because of this board and myfico forum. there are cards, I can not have because of my bk and that is ok and some day I will. So because your stuck, everyone's stuck? Link that CNN article, I'm more then sure there's more to that story then "disputed bk, got it removed, applied for AMEX, went to jail" I'm MORE then sure it has to do with mortgage fraud and things like it. stuck? I follow the law. ch 7 stays for 10 yrs period. I don't lied, cheat and depute things on my cr. after 5 yrs I have fico 737 121 and 718. I am saying if you file for ch 7 and yes you are stuck for 10 yrs. that's the law. it was not an cnn article it was on t.v. cnn news program. if memory served me correctly it was credit cards.
  14. how... really let start one. tell it to sixteen people about 3.5 yrs ago on cnn noney program thoese people was looking at over 50 yrs each when all said in done got 5 yrs in dandury. there crime bk fraud and getting cc and loans by grtting bk removed by first getting old address del that connect your old address to the bk. there is a thread about it on how to do it. then apply for high level card they know they never get with a bk showing up on a cr. you knew when you applied for the card because you stated "The problem arises with them as I can't ask for more $ with the 7 back on EQ in fear of losing the card." so that is fraud', that is the reason theses 16 people when to prison for 5 yrs. I myself have a ch 7 bk on my cr from march 2009 and I have learn many things about credit and living within my means. I have how have about 93,000 dollars in avail credit because of this board and myfico forum. there are cards, I can not have because of my bk and that is ok and some day I will.
  15. Would love to be able to get an Amex! I cant remove the BK7 from EX. I was able to get it removed, for a while, from EQ but EX won't budge. When I had EQ free I was able to get a Marriot rewards with an OK limit. The problem arises with them as I can't ask for more $ with the 7 back on EQ in fear of losing the card. I am just trying to work the point/rewards system to best benefit me in my current position. I get my expense check on Wed and I will pay off all Barclay balances and try for the PL card next Monday. We shall see the max number of cards allowed! FICOS are 720ish accross the board. TIA Good luck! Would love to be able to get an Amex! I cant remove the BK7 from EX. I was able to get it removed, for a while, from EQ but EX won't budge. When I had EQ free I was able to get a Marriot rewards with an OK limit. The problem arises with them as I can't ask for more $ with the 7 back on EQ in fear of losing the card. I am just trying to work the point/rewards system to best benefit me in my current position. I get my expense check on Wed and I will pay off all Barclay balances and try for the PL card next Monday. We shall see the max number of cards allowed! FICOS are 720ish accross the board. TIA getting your bk removed is and getting a card after bk is fraud pure and simple. from time to time they will check and see your cr and they will close the card and possible investigation and why card was issue in the first place. It's not fraud to expect that the CRAs be able to properly verify information that they are reporting. cb get their information from the federal court data base and all the information is from the paperwork that you and your lawyer sign. also show court district that you filed your bk and date that you filed.
  16. Would love to be able to get an Amex! I cant remove the BK7 from EX. I was able to get it removed, for a while, from EQ but EX won't budge. When I had EQ free I was able to get a Marriot rewards with an OK limit. The problem arises with them as I can't ask for more $ with the 7 back on EQ in fear of losing the card. I am just trying to work the point/rewards system to best benefit me in my current position. I get my expense check on Wed and I will pay off all Barclay balances and try for the PL card next Monday. We shall see the max number of cards allowed! FICOS are 720ish accross the board. TIA getting your bk removed is and getting a card after bk is fraud pure and simple. from time to time they will check and see your cr and they will close the card and possible investigation and why card was issue in the first place.
  17. nothing you can do about it. late is late your word against theirs end of story. if you want your accounts frozen then cont with your course of action. go to yahoo type in navy nasty then you can read all kind of things navy can do to you. I hope you don't have dp they are know to keep and use it to pay off accounts that are frozen.
  18. just let it go and remember always pay navy no matter what even if mean living off another cc. just not worth the pain they can give you.
  19. I been with navy since 1982. my advice is do not poke the bear. if you cause navy problems then they will bite back and bite hard. if you don't let it go they can and will close your accounts and lock you out of their web site. I seen it happen many times in the pass. I have see navy will go as far sending people accounts to navy fraud dept and let me tell you these people are the nastiest people that run it are ex naval intelligence.
  20. I file in early 2009 ch 7. after 5 yrs I can say it was the best decision I have made. because of cb and other sites I have learn so much about credit and living within my means and I have so credit almost 100,000 dollars avail. before bk paiding everything in cash and zero cc couldn't get any credit to save my life. I hope you will do better this time around stick with cb and learn and you will do fine. As for navy my advice is if you have direct deposit close it down before you file for bk. navy does not forgive once you burned them and they will keep you money for along time before giving it back to you. navy will not let you back in. also I hope you got into navy the right way, what I mean you did not lied on the application to get into nfcu because once they receive bk on their end navy will send it to their the fraud dept and will go over everything you ever did like loans, cc of etc. with a fine tooth comb.
  21. yes. I got checking and saving account.
  22. i join dcu just got my membership package. how long before i get an invite for the free fico score.
  23. scrubs

    eq and tu b*

    how would I know if I got chopped? my soft pull section has not changed at all. I only had eq for one week.
  24. scrubs

    eq and tu b*

    I don't want to get chopped so I cancelled eq complete.

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