Jump to content

glasshalffull

Members
  • Content Count

    32
  • Joined

  • Last visited

  1. glasshalffull

    have 24 hours,, old debt, they talking court

    +1
  2. glasshalffull

    have 24 hours,, old debt, they talking court

    lol....i need to learn how to meditate or something to calm down from all this commotion today
  3. glasshalffull

    have 24 hours,, old debt, they talking court

    thanks marvbear and nyquil556 i just tried calling as well and i rang and picked up and went to a dial tone. Seems like they are a fake after all. The face that the email i received says that Integrity Financial was the company using this e-signlive service should i report Integrity Financial to BBB or whomever is best?
  4. glasshalffull

    have 24 hours,, old debt, they talking court

    hi cashnocredit.....thanks i did speak with someone on the phone but i did not confirm the old debt....i told them i didn't know what they were talking about and asked them to send me the data via email to look at........when i received it, it wasn't the company i spoke with on the phone, it was from e-signlive....so it seemed suspicious the subject line was "e-SignLive - Integrity Financial has added you as a Signer to the e-SignPackage" I never opened it so i that my talking to them on the phone doesn't reaffirm the old debt like you mentioned. what do you think?
  5. glasshalffull

    have 24 hours,, old debt, they talking court

    yes i did give them an email address....a secondary email address i use to protect my primary email. Good idea about someone else with the same name....i'll check into that thanks tralston3838
  6. glasshalffull

    have 24 hours,, old debt, they talking court

    thanks you for information and confidence, breeze. You've helped stabilize a very hectic day for me.
  7. glasshalffull

    have 24 hours,, old debt, they talking court

    I'm not sure what they might do......I'm just trying to do everything i can to make sure that i haven't left anything up to chance. When they give you a 24 hour "deadline" it just makes me nervous, even though i do not think I am doing....or have done.... anything wrong Just wanting to make sure I dot the i's and cross the t's
  8. glasshalffull

    have 24 hours,, old debt, they talking court

    thanks breeze, I guess i should just wait and see what happens tomorrow and ignore their 24 notice then? this is nerve wracking
  9. glasshalffull

    have 24 hours,, old debt, they talking court

    thanks for your response....to answer your question.....I returned their call once and spoke to someone who said it was in regards to a credit card and they gave me the last 4 digits of the card. I told them at that point that i was not aware of what they were talking about and wanted them to send me documents so that i could verify what they were talking about but the email i received wasn't from Integrity Financial, it was from e-signlive and they were "adding me as a signer to the e-sign package" It seemed weird that it wasn't coming directly from Integrity Financial, so i have not opened the document
  10. I'm scared here in Missouri. I received a call about a week ago from a company out of Florida called IFS Integrity Financial. an it has me scared and my nerves are on end. They told me that the call was in regards to collecting over $9800.00 debt on an old credit card in which the last payment made was on Dec. 31st, 2010 I never had a debt owed that large. This is so long ago, i can't remember the account that they reference and do not have any info for it i'm very scared as they called today leaving a message saying this: "you have a confidential matter pending to be filed against you within the next 24 hours. To make your statement against this claim, which could result in further proceedings, you must contact 904-712-0661 ." I had debt years ago but thought that i had paid it all off and had been in the clear for years without any new debt and any further calls from creditors in years I do not know what to do. they sent me an esign package in the email which they want me to look at, i think it is documents in regards to the debt they are talking about. Question: should i open this email and look at the docs? Does this mean that i am admitting anything? What should i do as the first step? How do i respond to their call in the next few business hours?
  11. here is a link to the BC Service credit item to look at the history: http://imgur.com/bxWiw5n
  12. Got a copy of my experian report and to my surprise I see an open collection (opened May 2011 and continues to June 2017) for a $181.00 amount for a medical bill to a creditor (BC Services Inc.) who took it over from a medical center. I think I paid that off in 2011. It was for a medical bill that was created during a minor ski accident that happened in Colorado and I think I remember writing the check and mailing it to the company...........I'm in Missouri. They are showing it in "collection" on my credit report but I have not received any mail or notifications about this in 3-4 years which is why this has me shocked.......I didn't know about this still being open and existing as "collection" on my CR. I went to BC Services website and even though I do not have any login information, I do have an account #, which the login calls for, along with a password........so I entered the account # and pressed "forgot password" and got this: Invalid account and/or password. Please try again Not sure that really matters. In researching this, it looks like they are "parking the debt" Can I dispute this without having concrete verification of payment on my end? Will BC Services be willing to...........or even be able to....... check their records for receipt of payment..........and if they verify the payment was made in full, can I get this removed and cleaned from my credit report? Could the fact that this is from May 2011 make it easier for me to win the dispute? If I lose a dispute and can't get it removed, I'd just prefer to pay the $181 again to close the collection but is there any procedure or paperwork I could/should ask for that might aid me in getting this removed from my credit report? I was told that whychat is the person to ask for advice so I graciously ask for your guidance and I'll start to read thru your provided info.... thanks for any and all advice!!
  13. glasshalffull

    paid off collection still showing on experian

    thanks parisamour
  14. glasshalffull

    paid off collection still showing on experian

    I'm in Missouri, the collection agency is in COlorado

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×

Important Information

Guidelines