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  1. Incredibly helpful post!!! Sending my papers off to the IRS today - will follow up when something changes THANK YOU!
  2. Rebuilding: 2011- Khol's: $300 Kay: $1000 Jared: $1000 2010- Orchard: $320 CapOne: $3000 Not planning on adding any more until July 2012
  3. I started using the outline provided about a year ago with almost all my scores below 550 - they are now TU 640, EX 648 and EQ 683 There are many posts on Creditboards that contributed greatly but this info was VERY helpful. I'm not done fixing stuff yet
  4. Trying to get in on the secret but I can't PM

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