
greendude
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Question - apply for new account in branch or online
greendude replied to greendude's topic in Credit Forum
Ok, I set up an appt, talked to a manager couple of times and exchanged emails with her. Will open a personal chk/sav, business chk/sav for 2 businesses and then ask for what I'm really after - 2 cards with fat limits The bank is Truist. -
greendude reacted to a post in a topic: Question - apply for new account in branch or online
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greendude reacted to a post in a topic: Question - apply for new account in branch or online
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greendude reacted to a post in a topic: Question - apply for new account in branch or online
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greendude reacted to a post in a topic: Question - apply for new account in branch or online
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hegemony reacted to a post in a topic: Tray tables up; we are on final approach to BMO Harrisopolis
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Tray tables up; we are on final approach to BMO Harrisopolis
greendude replied to Sidewinder's topic in Credit Forum
Yes. total utilization as well as # of individual accounts with high utilization both matter though to different extents. -
greendude started following The new guide to establish business credit. , Question - apply for new account in branch or online , Barclays recon puts additional HP and 5 others
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Hi, I'm applying for business credit cards and LOC with a bank that I never had any products/relationship before. Does going into branch and opening a checking/savings and then applying for the cards+LOC make any difference over just applying for them online ? I won't have any issues getting approved but will applying with a person in the branch make a difference to the credit limits ? Thanks.
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hegemony reacted to a post in a topic: Best 0% Balance Transfer Cards with HIGH limits. 733 FICO 8 $46k balance/61% utilization
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The Master Non-Personal-Reporting Business Card List
greendude replied to beekrock's topic in Business Credit
These dont report. PNC US Bank Truist -
Hi Folks, What options are still alive to liquidate Simon's GCs ? Walmart for MO is dead in our area. TIA !!
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Hi Folks, Can someone tell in any of these Business cards report to personal ? PNC Bank Truist Bank of the West Goldman Sachs Marcus GM Business Card Thanks.
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Best Business card around for into 0% APR is US Bank Triple Cash. Amex Blue business plus will give you 12 mth 0% Chase has a business card too with 12 mth 0%. Truist has a business card with 9mth with rewards and 12 mth with no rewards Bofa has a card with 7 mths Crap1 and Discover business cards report on personal so stay away from them.
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greendude reacted to a post in a topic: EIN - Business Credit
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greendude reacted to a post in a topic: Question about an old Late derog on a currently active account
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greendude reacted to a post in a topic: Question about an old Late derog on a currently active account
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greendude reacted to a post in a topic: Question about an old Late derog on a currently active account
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Question about an old Late derog on a currently active account
greendude replied to greendude's topic in Credit Forum
Thanks that helps me to understand. The creditor is Capital One. I'll try talking to them, however not very hopeful since this was a distressed credit account at that time. They dont even want to waive the annual fee on it even now after 10 yrs or swap this product to a non-fee product. -
Hi, I have an account 10+ yrs old. It has a late payment 6.5 yrs ago. I was to ask to early deletion. It has good payment history all the way after and I would like that late marker to be removed early since its expected to fall in 6 mths (per 7 yr age) anyway. How exactly should I put in the online dispute to request this ? Or should I do it on phone ? When I dispute it will the whole account go away from my credit file or just the 6.5 yr old late payment entry/marker ? I do want to keep the account on file since it helps me with AAOA as I have a bunch of 2-3 yr old accounts. TIA!!
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It was avail online but I dont remember saying yes... Does it ask you in a popup ?
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I had read somewhere on this site that Citibank CLI reqs were SPs. Looks like they do HPs.
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Chase Business cards allows multiple of a kind with SUBs
greendude replied to greendude's topic in Advanced Credit Topics
Bump.