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babyarho2010

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    Colorado
  1. This actually happens to my Daughter while banking with US Bank. Credit card applications after routine teller visits. When we inquired everyone had amnesia. They couldn't "figure out" what happened. Sent from my iPhone using Tapatalk
  2. what phone number? i don't answer any number that i don't recognise Five four zero, seven twenty-two, one zero five four. Sent from my iPhone using Tapatalk
  3. Has anyone received a call from member relations asking if everything is set up "to their satisfaction "?? Sent from my iPhone using Tapatalk
  4. NFCU will not reuse your HP. They are HP happy. [emoji19] Sent from my iPhone using Tapatalk
  5. How long after the welcome email did most of you apply for credit products? Immediately? I want to use the HP to the greatest extent possible. Sent from my iPhone using Tapatalk
  6. For those that applied via web - is this the accurate info to input online? Select Elig. - Civ Affiliation - USA Fed Mer. Select Assoc/Co/Comm - Other Other - SD Council of NL (spelled out)
  7. Sorry it's been sooooo long. So MUCH has happened in the last few months. After much waiting and a multitude of screw ups (not on my end), I finally closed with NACA mid-October. I received a sizeable return of my deposits due to BOA picking up so many of the closing costs, which helped quite a bit for moving in. I'm now a homeowner, and it feels great! I know there are many out there who are in the process of dealing with NACA, and let me tell you, using them is NOT FOR THE FAINT OF HEART. I've had more frustration, sleepless nights, etc., dealing with this organization that I ever even
  8. Update: waiting for home completion so that we can close, which is scheduled ~ three weeks from now. Since the last post - for some reason I have been put on blackout mode with my "counselor". I can't get a response from voicemails, emails, smoke signals, nothing. Each time I need something, i have to call the local office, and ask for the manager. Also any inspectors must be approved by NACA, and in my area there are only TWO. One of which is on vacation for the next two weeks. The lighter side is that I was able to find a very good homeowner policy with combined auto that costs me
  9. Wow. SO much has happened since my last post. Received the corrected qualification letter, finally, but I don't recall if I actually received it the next day or not. NACA & Wells Fargo LIFT have refused to work together in order for me to use the dpa grant I was awarded in the spring. This came to roost about two weeks ago, and ended with a pretty unfortunate conversation (I'll even say "nasty") with the local manager. Also - NACA cannot use our local mortgage credit certificate program, as BOA is not an approved lender in my state. So - down $15K, actually $15K +$50 b/c I already
  10. @caniplease - they did explain that. The contractor said they should last for a very long time - longer than I will own the home. (his words) I hope that's true - it was just strange to me. lol @amandanicole - I did notice that the posted "rules" stated they should clean up each day - hopefully they will not seal any trash in my walls. The workers did clean up a bit from my undercover visit the night before - of course I won't be there when they put up ALL the drywall - which makes me nervous. I drive by each day - so hopefully that will make a difference.
  11. Thanks for the advice and congrats! This process is very stressful! I snuck a look yesterday, and noticed there were a lot of red and blue tubes instead of traditional pipes. Is that a good or bad thing? Also the heating "ducts" were not the traditional metal ones. I'm not sure what to think of this......
  12. What types of questions should I ask? What should I look for? I have zero experience in this area so I'm not sure what to expect.
  13. Pre-con meeting went well. Basically what you said cputrwz. Mostly to ensure that the major details were correct, like the placement of the garage, air conditioning, basement finish, etc. Framing started this week, having a major storm today though, which is giving me some anxiety. The builder has replaced/repaired many roofs due to the most recent hail storm here. I need the weather to cooperate so that my completion date is not delayed. I finally received notification that I have been "re-qualified". lol lol. Still awaiting a corrected letter however...supposed to be ready tomorrow. We'l
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