Jump to content

GreatHornedOwl65

Inactive Members
  • Posts

    902
  • Joined

  • Last visited

About GreatHornedOwl65

  • Birthday 03/12/1965

Profile Information

  • Location
    Bear, Delaware
  1. It's a little over 2 years old and I spend and payoff no more than $1500 a month. It went from $14,000 to $18,000 today.
  2. I just logged into my BOA account and noticed a $4,000 auto cli ! Sorry if there is already a topic on this but, I guess I was too lazy to check. Anyhow, I am in shock because I heard they are hard to come by with BOA :)
  3. I don't bank with them but, I do have a credit card with them and they gave me an auto cli of $1800 last year. It was a year after I opened the account.
  4. When you sign up with multiple accounts, you need to be sure posting to the correct account. That's why our Terms of Service limit one member to one account. I believe we can merge them if you prefer, if it would cause you less confusion. Just email admin at creditboards dot com with the request. To be honest I thought I was only under 1 account but, I appreciate the info. Maybe I did have 2 accounts and didn't realize it. Thanks again
  5. I got a $6000 increase today and it took me to $14,300. Can someone tell me when I signed in the 1st time and I left my message that it went under someone else's name called GreathornedOwl without the 65 at the end of the name ? That is strange. I still see the original post I left that came up under his or her name ?? That has never happened to me on here before. Looks like the other person's message is gone after refresh.
  6. I just got a $ 500.00 increase a few minutes ago after mashing the button almost everyday for a month ! :)
  7. I just wanted to give you guys an update. I applied tonight after work for a $20,000 auto loan & I won't be using that much but, I just wanted a little extra as a back up. After they went through every thing with me they put me on hold and got back and asked me if I had a security freeze on EQ and i thought I took it off a long time ago but apparently I didn't so, I told them I'll see if I can get EQ on the phone to lift the freeze since I lost the PIN number. In the mean time I asked if they could use TU instead and the original CSR said she didn't think they could so, after several hours of trying to get a hold of EQ I got a nice rep on the phone and I asked him if he could lift the freeze without me having to mail in the usual documents because it's time consuming and I really wanted to get approved for this and he said no problem and he verified my info and took the freeze off so, I called Navy back about 1/2 hour ago and told them it was no longer frozen and she said great I'll put you on hold for a few minutes. She gets back and said I might not get an answer until tomorrow morning which i said is fine I can wait ( laughing ) so after the call I get an email from Navy 10 minutes later saying it was approved and get this, they ended using TU like I requested because I got an alert from Wallethub saying Navy requested a copy of my report. So, in the end I'm glad they agreed to use TU because my scores are in the mid 700's. Sorry for being so winded about this. I'll probably only end up using $10,000 of the loan. The car I want is a 2016 Chevy spark 13,000 + so, I figured I'd drop a few grand down on my own and go with a $10,000 loan. My current lease with Toyota ends December 13, I only have 1 payment left and I'll pay that off tonight so i won't have to wait until the last minute. Toyota was pushing me hard to do another lease with them and i said i doubt that I will this time. Anyway, Navy came through for me once again !! Sorry for the long ramble. :)
  8. Most loan products is EQ they will pull EQ or TU for a CC. And to add every loan product i have apped has been EQ. Thanks fella's I appreciate that ! Goodluck let us know the outcome. Thanks, will do !!
  9. Most loan products is EQ they will pull EQ or TU for a CC. And to add every loan product i have apped has been EQ. Thanks fella's I appreciate that !
  10. Does anyone know which CRA they pull for a car loan ? I thought it was EQ but, I'm not sure. Thanks !!!
  11. What do you mean by the soft pull showed back up? I'd like to get an increase on my Citi DC card. Where do I go to find out soft or hard pull? Sent from my SM-G925T using Tapatalk "It's easy to find out if you qualify for a credit limit increase. A credit bureau report will not be requested and you will receive an instant decision" vs "By clicking "Continue" you understand that we will obtain a credit bureau report to evaluate your request. Our credit department will notify you of our decision or let you know if we need more information". 1 of these 2 show up when you want to get an increase. If it's the 1st it's a soft pull & if its the 2nd option it's a hard pull. You go under account information & go to request a credit line increase. You'll see 1 or the other option show up on your cc account.Thanks. I'll look now. Sent from my SM-G925T using Tapatalk You're welcome & good luck !!
  12. What do you mean by the soft pull showed back up? I'd like to get an increase on my Citi DC card. Where do I go to find out soft or hard pull? Sent from my SM-G925T using Tapatalk "It's easy to find out if you qualify for a credit limit increase. A credit bureau report will not be requested and you will receive an instant decision" vs "By clicking "Continue" you understand that we will obtain a credit bureau report to evaluate your request. Our credit department will notify you of our decision or let you know if we need more information". 1 of these 2 show up when you want to get an increase. If it's the 1st it's a soft pull & if its the 2nd option it's a hard pull. You go under account information & go to request a credit line increase. You'll see 1 or the other option show up on your cc account.
  13. Thanks Kat, I guess I'll just hold off until 6 months passes by.
×
×
  • Create New...

Important Information

Guidelines