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JD2B

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  1. JD2B

    Amex Combo?

    the one that is FREE
  2. JD2B

    Shopping cart trick 2017 ?

    Correct me if I am mistaken, but not everyone is eligible for nfcu membership anymore since they closed the back door San Diego membership? Sent from my SM-N920V using Tapatalk Correct. He posted that on May 1 though when it was true. Along the same lines, any other recommendations for different banks similar to the nfcu back door method. I have no military affiliation. Thanks. Sent from my SM-N920V using Tapatalk
  3. JD2B

    Shopping cart trick 2017 ?

    Correct me if I am mistaken, but not everyone is eligible for nfcu membership anymore since they closed the back door San Diego membership? Sent from my SM-N920V using Tapatalk
  4. JD2B

    US Bank Success!!!

    So, I was feeling depressed after receiving my Chexysytems report and EWS report about a week ago and started the dispute process. Despite having the usual online bank accounts, I wanted a physical location to bank with here in CA. So I took Mary's advice and called my local US Bank in Goleta, CA (near Santa Barbara) which is an in-store branch (Ralph's Supermarket) and spoke to a very nice CSR. I laid it all on the line and told her that my report was about 3 years old. She said come in and lets give it a try, which made me feel quite reluctant because of the past horror stories I read, that a bank will open an account, and then freeze it a week later. She said "NOOOOOO, we don't do that we are NOT BOFA". I asked, "are you sure?" She replied yes, I used to work for BOFA :-) Well, it was a success. I managed to open both a checking and savings account. Finally, when I signed the signature card, I read the bottom portion carefully which stated, " Chexsystems verified (Checkmark), Customer has chexsystems record: No checkmark. The CSR claims if it (the report) is somewhat aged, it may not even show up on their system. So folks, don't give up, keep trying!! Mary and CB, I am eternally grateful!!
  5. Greetings to all: I was wondering if there is a list of banks that don't use Early Warning Services (EWS)? I of course have a chexsystems record (2 baddies) and one record with EWS -- which I am disputing. I did manage to open an account with TAB a few years ago, and they have not closed my account due to the recent news that has been circulating. To safeguard myself I opened a fidelity smartcash account which is awesome (thanks MCA). At any rate, is there a list circulating of which banks subscribe to EWS? I know BOFA, Wells Fargo, Chase etc. own EWS, but I'm assuming that more banks subscribe to their service; the question is who does? Thanks.

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