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sirrowan

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About sirrowan

  • Birthday 04/07/1970

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  • Location
    OH
  1. I just started lurking again a few days ago.
  2. It's been awhile. I thought at that age/level they all did the same routine? Dependent on your daughters age, changing a routine at the last minute adds a lot of stress for that child. My jaded side wonders if coach wanted to ensure that a certain child won. If your daughters scores are that high, is it possible that she's mastered the 80% of skills and should be moved up?
  3. Whatever. Tell that to the girls' parents. Like I said, I believe what I believe and you believe what you believe. There is no need to be all hateful. Really. I believe that Gardasil will be pulled from the market in the next few years. You believe that it's awesome. That's fine.
  4. I am not a fool. My choice has nothing to do with whether my children have sex. I am not shoving my head in the sand either. Our country's track record of throwing new things in the market to find out later that it causes alot of harm is significant. From someone who has had family members suffer greatly from drugs that prevent things only to cause great harm later, I am not a fool. My choices are my choices and your choices are yours...... Yea...ok. Your choices on vaccinations impact everyone. I hope you are proud of this choice when your daughter gets cervical cancer that could
  5. I am not a fool. My choice has nothing to do with whether my children have sex. I am not shoving my head in the sand either. Our country's track record of throwing new things in the market to find out later that it causes alot of harm is significant. From someone who has had family members suffer greatly from drugs that prevent things only to cause great harm later, I am not a fool. My choices are my choices and your choices are yours......
  6. It is true that you must have a hardship to qualify. Hardship is involuntarily unemployed/underemployed, death, divorce, excess medical bills etc. Something must have contributed to your being behind. Ohio is one of several states that are part of the Hardest Hit Funds-Retoring Stability/Save The Dream. With this program, there are funds (up to $35k) to back payments, taxes, etc. Check and see if your state is part of the Hardest Hit Fund.....
  7. I had my youngest vaccinated at the county clinic last fall due to no insurance etc. They did in fact push the HPV vaccination and I recall it being pushed by other places as well. I am quite firm that my girls WILL NOT get this vaccination. They look at me like I'm a horrible mother!
  8. In my opinion, Macy's is one of the worst of the gameplayers!! Kohl's comes in first. Their athletic wear costs more than Dicks!!
  9. You should have immediately filed to have the support reduced when you became ill. The disability that is based on work credits is garnishable. The social security that is not based on work credits is not garnishable. That's why I get nothing from my ex. He has the latter. It is my understanding that you can settle with your ex. You also may want to try an attorney.
  10. Sounds like a conspiracy... I heard they killed somebody's turtle.......
  11. My girls experience what you are going through. It aggravates me to no end! Their grandparents live 10 minutes away and are only invited over on Christmas Eve. That's it. They watch their cousins open gifts like Ipods and Wii's etc. while my girls get a gift card (and not much on it), a mug with candy, and a pair of socks. It's become a joke with us. My girls have never been invited to spend the night at their grandparents house. It's hard, especially when their mom posts on facebook that she's so happy that her kids are so comfortable at their house-home away from home is how she put
  12. If you need your refund for basic needs, it's possible to stop the offset. But until you do, if it were me, I wouldn't file for my refund! You can do a rehab that takes like 9 months to complete or if eligible, you can do a consolidation. I just applied for the consolidation through Direct Consolidation Loans. I did mine online. You'll need your pin# to log in. It will tell you whether your loans are eligible for a consolidation. The process takes about 60-90 days to complete and you'll have to mail them some paperwork. Like copies of yours and your husband's w-2's etc. They tol
  13. If it were me, and I didn't have the money to do the 9 month rehab thing, I would do a loan consolidation if eligible. If you want to see if you are eligible, go to one of the consolidation arms like Direct Consolidation Loans and log in. You will need your Pin# to do so. You can apply for the consolidation right there on the website. You'd need to mail a few pieces of information to them. It takes 60-90 days to process..... If you are expecting a tax refund, DO NOT file until you have either rehabbed or consolidated and had the treasury offset removed. Good luck!! I'm in th
  14. Six or seven weeks? That's crazy!! I just looked up some information. You might want to take a look at this. I wouldn't be waiting that long. Also you can contact the ombudsman, but they never seemed to help me in the past.... http://suite101.com/article/stop-tax-refund-garnishment-over-defaulted-student-loan-debt-a299258 I realize that this isn't "official" information but it sure beats these people spouting off their opinion that it's gone lol
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