I was shot down earlier this evening as well for amazon. Called and said auto system offered me 250 increase to get to 950. With holidays coming up, I was looking for 3000 to get some electronics. Put on hold, wait 5 minutes, rep comes back and apologizes for the delay and says it will be a few more minutes...back on hold for another 5. Comes back and tells me to protect my identity, she needs to verify some info. Asks me a few questions about items on my credit report. I answer them all and she tells me, I'm sorry, at this time we can't grant a larger increase. You will get a letter in 7-10 days explaining the reasons. Really?!? If you knew I was getting the big N-O, why all the extra questions? Oh well, can't win them all.