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  1. mettmann

    No more income and can't pay car payments

    Hi - first off - thank you so much for your service and the birth of your new child!!! I am not sure what options VA can offer - I am aware that depending on your state - there are agencies that will assist families in your predicament. as well as Gary's foundation http://www.garysinisefoundation.org/ https://www.facebook.com/garysinise Regarding the cars - call the finance department or the bank. In practice, they would not want to repo either car - although you may have to voluntarily give up one in order to focus on repayment. Like I was told recently; "you don't know what we can do for you if you don't call us first.." Lastly - whatever benefits and assistance you can get - prioritize by the necessities - whether its food, shelter and then transportation. I stopped all credit cards and went all cash for the time being, truly helps budget whatever monies you have. hope this was of some help..
  2. mettmann

    Need a post BK friendly reward/miles credit card.

    Applied for the Barclays Travelocity AMEX- declined due to insufficient credit history and low available credit on existing credit cards. However , I called on the backdoor line, and the rep stated the denial was auto generated. A few questions later regarding the BK and income - and I was approved for 2000 ! Thanks all for the help - never would have known about the recon option w/o this board!!!
  3. mettmann

    Need a post BK friendly reward/miles credit card.

    excellent - what about Zync?
  4. mettmann

    Need a post BK friendly reward/miles credit card.

    May look into the Barclays portfolio - my CU is actual pretty conservative. For example - received a 9% auto loan w/40% down with them - they declined to refi a year later - no late payments - and I ended up with a Cap 1 refi at 4%. I traded that vehicle in over the weekend and approved for another 26K on the replacement. AMEX Travelocity BK friendly? - I thought if you had listed them with the BK - you'd be blacklisted? Thank you
  5. Hello all - Searched - hopefully posted on the right subforum.. Need a 2.5 year post bankruptcy friendly reward/miles credit card. I was with Chase, Citi and AMEX IIB - however, Chase did approve me in December for a Subaru loan. (Chase Auto) As I don't want to rack up the corp Amex, I'd like to rack up the rewards myself for my weekly biz travel. Already have 2 HSBC cards (Orchard/Best Buy) and 2 Capitol One cards. I fly UA regularly - so I'm thinking based from what I'm reading here - Chase won't issue a credit card. (although I now have a car loan, and I bank with them exclusively) Thanks for any help!

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