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Foreclosures/Loan Modifications

You're trying to get a modification, or you're being foreclosed?
While every lender, foreclosure and modification situation is different, this is a place to discuss and share your experiences.

1,843 topics in this forum

  1. mortgage problem

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  2. How do you...

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  3. HOA fees after BK and Foreclosure?

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  4. OCWEN settlement

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  5. OCWEN settlement

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  6. Citimortgage Fraud

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      Amazon Payments (for purchase made from Amazon.com) - Does not qualify.
       
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      • 404 replies
    • From EXP
      EXP - 662
      EQ - 643
      TU - 649
       
      From EQ
      EXP - 587
      EQ - 621
      TU - 588
       
      From Credit Karma
      EXP - NA
      EQ - 639
      TU - 629
       
      Why is EQ so low? All the info is the same between them and the dates of the most recent pull is within a day or 2 of each other. 
      • 8 replies
    • I want to use a balance transfer promotion from Chase but it has a 5% balance transfer fee. Looking to get around that if I can so I thought I'd pay my spouse with paypal using the Chase credit cards which will cost 2.99% but then we'll get 1% of that back with rewards so it'll be 2% total. Would Paypal or Chase have a problem with a payment to an individual with the same address?
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      It's been a while since I've posted although I sometimes read from an app on my phone.  This site has been invaluable to helping me clean up my credit and stay that way.
       
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    • I was reading Whychat's site, and if I read it right, it says credit cards are always Open Accounts, even after default, as part of the Uniform Commercial Code.  I'm just wondering what part of the UCC says that.
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  • Posts

    • for the insurance but a term policy.   for retirement, what are the options, if any, through your employer?
    • in retrospect... it is now my highest limit @ 99.9K
    • I want to applaud you for going back to Android, Sidewinder. I share your exact view on the matter.   I also had the iPhone experience and I just can't get with it. My workplace is pretty much dominated by the new Blackberry which is called the iPhone, and has taken over pretty much from 2010 forward. They still show love to the odd man out Android, though, and I had to direct a coworker on how to start a text message thread, but we all get along. :LOL:   I left my Apple info where it was, they did not win me over. It really is a different experience, and that experiment has failed. I think I liked MS-DOS 6.22 more. I also had Sprint, oddly enough. I never had any problems with them.. quick nod of the hat before this thread possibly devolved into a why not liking Android is not correct maybe even not allowed to be encouraged, or how Sprint should not be regarded as a good network, because, reasons.
    • Is Discover best to be avoided? I can use my credit inquiries on other cards..
    • For Supply Works I got the same email, but a couple days later I got a follow-up phone call requesting the docs.  So be on the look-out!  You applied for fuel cards before getting a paydex score?  ballsy!  I haven't applied for one yet because I was under impression you needed a paydex before they would approve.  All the applications ask how many vehicles you have and how much you spend on fuel.  Seeing as how I'm not a trucking company, I'm afraid they'd deny me if I just put 1 vehicle.

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