Jump to content

Business Credit

Information on establishing business credit and creating a business credit score.

22,274 topics in this forum

  1. Pinned topics
    • 965 replies
    • 286,319 views

    • 1,305 replies
    • 595,236 views
    • 89 replies
    • 81,516 views
  2. Biz credit apps 1 2 3 4 6

    • 130 replies
    • 142,040 views
    • 101 replies
    • 41,291 views
    • 62 replies
    • 77,684 views
    • 1,577 replies
    • 198,837 views
  3. Business Credit Listing 1 2 3 4 9

    • 211 replies
    • 162,811 views
    • 32 replies
    • 42,049 views
    • 327 replies
    • 208,918 views
    • 27 replies
    • 36,612 views
    • 306 replies
    • 120,820 views
    • 667 replies
    • 239,008 views
  4. Shelf Corp Info Thread 1 2 3

    • 74 replies
    • 71,002 views
    • 11 replies
    • 12,071 views
    • 15 replies
    • 21,555 views
    • 16 replies
    • 11,905 views
    • 205 replies
    • 208,630 views
    • 414 replies
    • 125,807 views
    • 49 replies
    • 100,374 views
  5. Other topics
    • 9 replies
    • 735 views
    • 21 replies
    • 1,485 views
  6. :(

    • 5 replies
    • 339 views
  7. :( Best Buy Turn Down!

    • 14 replies
    • 1,701 views
    • 0 replies
    • 142 views
    • 0 replies
    • 248 views
    • 17 replies
    • 445 views
    • 6 replies
    • 470 views
    • 18 replies
    • 716 views
    • 1 reply
    • 494 views
    • 1 reply
    • 294 views
    • 13 replies
    • 350 views
    • 1 reply
    • 223 views
  8. ? about DnB

    • 4 replies
    • 268 views
    • 5 replies
    • 357 views
    • 2 replies
    • 191 views
    • 5 replies
    • 390 views
    • 2 replies
    • 674 views
    • 2 replies
    • 8,697 views
    • 4 replies
    • 263 views
    • 6 replies
    • 256 views
    • 0 replies
    • 138 views
    • 5 replies
    • 337 views
  9. ? Need a little help

    • 4 replies
    • 245 views
  10. ? New Arco Card ?

    • 0 replies
    • 267 views
    • 6 replies
    • 369 views
    • 7 replies
    • 10,506 views
    • 0 replies
    • 200 views
    • 1 reply
    • 357 views
    • 3 replies
    • 336 views
  • Recently Browsing   0 members

    No registered users viewing this page.




  • Our picks

    • So somebody got ahold of my Citi CC number and successfully charged $753 and change on some pool website. I saw the charge and called the company and they said the order looked fraudulent and they had canceled it and refunded my card. 
       
      So I contacted Citi to get a new card number and disputed the charge. Well, first the refund from the merchant never posted. Now 3 weeks later I call Citi to see what's taking so long with posting my credit from the dispute. 
       
      They say that it's still under investigation and they will not post the credit until they finish the investigation and determine it is fraudulent. Until then I have to pay it off when my bill comes due. 
       
      Has anyone ever seen anything like this? Every dispute I've ever filed they credit my account instantly. That's the whole point of having a CC - they are liable for fraud, not me. 
      • 17 replies
    • Hi WhyChat,
       
      I happened to bounce onto this forum whilst skimming through medical bills and need your assistance.
       
      In a bit of situation for which I am not sure what approach I am to take 
       
      (1) Wife had to undergo some medical procedures in 2018 and that resulting in some medical bills
      (2) I had missed a month of payment after negotiating a payment plan with the hospital unfortunately and it had gone through to debt collections
      (3) Reached out to the Financial Recoveries (debt collectors) and negotiatied another payment plan unknowingly to me that inspite of doing so that they would report it on my wife's credit report
      (4) Checked my wife's credit report this month and I see the collections records listed in her profile
      (5) Called Financial Recoveries and they were not helpful with my request to remove the records off my wife's credit report upon payment. They say that once its settled, it would be marked as closed and it would eventually 'fall' off
      (5) Called the hospital and asked them if they could claw back the debt so that I could pay it off with them and they could have Financial Recoveries pull it off my credit report. They had mentioned that I could pay the debt to either the hospital or the debt collectors but they have no control over the credit report issue.
       
      I am at loss right now as to what approach I should take to remove those derogatory remarks from her report and would appreciate any advise. I read that goodwill letter 'might' work after complete payment but there is no certainty of that.
       
      One thought that ran through is that if i were to pay the complete amount to the hospital they technically Financial Recoveries would have nothing to claim and they maybe 'bound' to remove those remarks? 
       
      Any advice is highly appreciated!
       
      Hisham
      • 16 replies
    • Hey, my (older) mother was at Macy's, using her store branded Macy's card (DSNB) she has had for 28 years, when one of the tellers said that they "had" to switch her Macys card over to "the new one" and asked her to put in the last 4 of her social security #. She did it, and only realized a few weeks later when get got a new Amex Macy's card in the mail that the cashier had signed her up for a new Amex Macy's card. She was livid and refuses to activate the card, but we all know that the card is already open and reporting on her credit report as a new separate card. She wants to close the account and have all records of it removed from her credit reports and wants to report the incident as well. What are the proper steps to take to get this done with minimal headache? This happened a few months ago but I am just getting around to helping her out with it now. Thanks.
      • 14 replies
    • Received some akimbo prepaid card.
      Never heard of them.
      Identity theft I suspect.
       
      Funny it came to me in c/o of me.
      Filed a complaint with CFBP and will call these people on Monday and tell them to remove my name and address from their database.
      Has anyone dealt with them.
       
      I am holding onto the card just incase I have to get a lawyer involved.
       
      • 8 replies
    • After many years with AT&T I decided to go with Verizon with the condition of no hard inquiry. The dealer agreed along with the manager.  Knowing  this did not mean much I had a paper agreeing to this  agreement signed by the manager. Of course a hard was on EQ.  
       
      I contacted the EO of Verizon and the manager admitted to this at which the EO agreed to remove the inquiry and was sent the following e-mail with a follow up call. :
       
      Thank you for bringing your concerns to the attention of xxxxx xxxxxxxxx, SVP-Consumer Customer Service . We are committed to providing you with a stellar customer experience everyday. We value and appreciate your feedback when we may fall short of that commitment.

      I am glad that we were able to resolve your concerns by submitting a suppression request to the applicable credit bureau.  This credit suppression should occur within 60 days.

      Thank you for your patience in the resolution of this matter and your continued loyalty to Verizon.

      Sincerely, xxxxxxxxx xxxxxxxxx
       
      2 months later the inquiry is still on EQ and it claims no contact from Verizon. The case is now closed and I can't get in touch with the signee of the e-mail and phone call. All I get is the EQ refuses to remove it as we can't do anything to force EQ to remove it. BS I told another Verizon  EO official and ended the convo.
       
      What should be my next step? Thx for any advice.  
      • 8 replies
  • Posts

    • Yes that’s what I understand....called Wells Fargo this am. But, I wanted to make sure I wasn’t being taken advantage of Thanks!
    • Shifter is, of course, right.   You can lead a horse to water, but you can't make them drink.     To preserve the friendship, I'd leave her be and let her ruin her life.  Maybe when she hits rock bottom, she'll see the light.  Maybe not.   Since she isn't a family member, there probably isn't much else you can do.  Were it a family member, physical violence works wonders.  😂
    • Welcome to Creditboards! We hope that you find what you're looking for here. Some helpful tips: Your post may not get a reply right away. Don't be discouraged, this is a very busy board. If it falls off of the first page, feel free to reply to your post yourself, with the word *bump* in the text. This will *bump* your post back up to the top of the board. If you haven't yet, take a peek at out Newbies Section. Everything that you need to know is in that forum, for the most part. It's a lot of reading, we know, but this credit stuff can have a steep learning curve. In no time, you'll be posting like the pros! If you find that someone is discourteous to you, use the REPORT button at the top right of every post - that will ensure that a moderator or admin looks at the post and decides if it is against the TOS. Off -topic posts should go in the General Forum.   Again, welcome to the CreditBoards family! CB Admin: LKH, Pam, radi8, breeze & MarvBear  
    • We split the difference. My wife took hers right away at 62. I'm still working, selling real estate, and I'll wait until at least full retirement age. If I croak then the wife can switch to 50% of mine.  I look at SS as longevity insurance since we don't need it to pay the daily bills.
    • First of all, it's important to note that no creditor is bound by a divorce court decision.     As far as a creditor is concerned, the account owner is responsible for everything.  That's not to say the stain of default cannot appear on the AU's credit reports, however -- at least temporarily.   I believe the divorce decree states as you indicated.  The account owner is SOL and has to pay for any debt run up by the AU.  That is not to say, however, that he / she can't go back to the judge and ask for a modification after explaining the circumstances.  Whether or not the judge will make the modification is another story.  

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines