Jump to content

Credit Forum

Credit Reports, Collections, Credit Cards and related discussion

Subforums

  1. Credit News

    Credit-related news and articles

    193
    posts
  2. Advanced Credit Topics

    Advanced credit topics such as high-value credit limits, rewards cards and strategies for maximizing rewards

    22,047
    posts

342,315 topics in this forum

  1. A question about reaging …

    • 24 replies
    • 328 views

    • 2 replies
    • 40 views
    • 9 replies
    • 97 views
    • 3 replies
    • 55 views
    • 14 replies
    • 122 views
    • 13 replies
    • 156 views
  2. NEW CARD!!!!! (Carter's)

    • 3 replies
    • 69 views
    • 305 replies
    • 12,067 views
    • 324 replies
    • 20,271 views
    • 8 replies
    • 177 views
    • 6 replies
    • 110 views
    • 23 replies
    • 124 views
    • 2 replies
    • 47 views
    • 12 replies
    • 133 views
    • 0 replies
    • 21 views
    • 2 replies
    • 85 views
    • 2 replies
    • 62 views
    • 17 replies
    • 272 views
    • 4 replies
    • 46 views
    • 2 replies
    • 64 views
    • 0 replies
    • 23 views
    • 3 replies
    • 90 views
    • 5 replies
    • 62 views
    • 1 reply
    • 39 views
  3. BlisPay Bought By Comenity

    • 12 replies
    • 119 views
    • 6 replies
    • 61 views
    • 5 replies
    • 74 views
    • 3,296 replies
    • 95,363 views
    • 16 replies
    • 501 views
    • 485 replies
    • 11,451 views
  4. New AMEX BCP design!!!

    • 2 replies
    • 51 views
    • 14 replies
    • 184 views
    • 13 replies
    • 273 views
    • 9 replies
    • 178 views
  5. AMEX KILLED MY TURTLE

    • 74 replies
    • 6,434 views
    • 7 replies
    • 106 views
    • 1 reply
    • 36 views
    • 3 replies
    • 75 views
    • 63 replies
    • 1,613 views
  6. Hilton Ascend Referral Code

    • 7 replies
    • 58 views
    • 0 replies
    • 34 views
    • 47 replies
    • 774 views
    • 1 reply
    • 46 views
    • 62 replies
    • 1,921 views
    • 1 reply
    • 55 views
    • 9 replies
    • 396 views
    • 2 replies
    • 30 views
    • 7 replies
    • 103 views
    • 39 replies
    • 772 views
    • 9 replies
    • 131 views
  • Recently Browsing   1 member

  • Our picks

    • I am about to start the HIPAA process and have a couple questions.  So far I have only opted out. 
       
      Can I use reports from MyFico? I've already requested reports from annualcreditreport.com in the last 12 months and I don't have them anymore, but I do have reports from MyFico.
       
      Also, I disputed these collections about 2 years ago before I knew about this process and the dispute comments are still showing, do I need to have those comments deleted first?
       
      Thanks for any help
      • 22 replies
    • My mother was called on Friday and was told she owed money for a hospital visit from October 2003. Of course they threatened they were taking her to court and freeze her assets and such. My mother lives on social security so she has very little money to her name anyways.
       
      I contacted them to try and get information so I could send a letter telling them not to contact her again (technically she would be sending thebletter). I mentioned the SOL in Washington State is 6byears and this is well beyond that. The guy laughed and told me to stay off Google and it didn't apply because there was a telling agreement (or something along those lines) that was signed. 
       
      Any suggestions would be great. I'm out of my element on this one. I have a feeling this is a trash debt buyer and just threatening to scare people into paying. But I don't know what a tolling agreement is and if it is even a real thing. Also, how legal would one be to be added into ER admission paperwork? 
       
      The place is TE&A Litigation services. 
      • 6 replies
    • I have an account that first became delinquent in April 2012 and never was brought current and has displayed that date up until March 2019 when the DOFD was changed to August 2012 and then again in May 2019 it was changed to October 2012. Is this reaging as this account should have changed to a positive status as of April 2019. Am i wrong? 
      • 24 replies
    • My mother passed away nearly 2 years ago. She did not own anything in her name, and there was no money in savings (joint with my dad) at the time of her passing.... but they lived in Texas (a community property state) and the house is paid in full.
       
      The house is solely in my dads name. That is the only property "they" owned.
       
      Her medical bills were quite high and were were initially told they cannot do much as there wasn't an estate. Now tge bills are being addressed to my mothers estate via my dads name.
       
      I know advice given here isn't legal.. But I would appreciate feedback from anyone who has been in this situation... Or advice that we should seek out an attorney.
       
      Can they force a sale or attach to the house at all in a community property state such as Texas or is the house not touchable. 
       
      TIA CB!
       
      • 14 replies
    • Hi everyone I’m new to this site! I have a question about an account I saw on my credit report - it’s an old car lease back in 2006 that’s been paid for years but upon reviewing my report it noticed that it still shows open! Should I contact Transunion and have them close it or should I just leave it - there are no late payments but it isn’t showing paid as agreed! 
      • 7 replies
  • Posts

About Us

Since 2003, creditboards.com has helped thousands of people repair their credit, force abusive collection agents to follow the law, ensure proper reporting by credit reporting agencies, and provided financial education to help avoid the pitfalls that can lead to negative tradelines.
×
×
  • Create New...

Important Information

Guidelines