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    33829 records

    1. Zync by American Express

      Consumer State: NY
      Consumer Zip: 11206
      CRA: Experian
      Date Applied: 11/13/2011
      Approved: Yes
      Score: 452
      Comments: Still amazed!
      • 22 views
    2. ZYNC American Express

      Consumer State: PA
      CRA: Experian
      Date Applied: 07/11/2010
      Approved: Yes
      Score: 679
      Comments: Really? approved! Went on to website to see if preapproved and I was. Not even assuming I would be approved I applied. I have a FAKO of 679. 7 potentially negative items, 1 was a paid settlement from 2006, last late pay was 2 yrs ago, 9 inqs
      • 16 views
    3. Zync

      Consumer State: CA
      CRA: Experian
      Date Applied: 08/26/2010
      Approved: Yes
      Score: 679
      • 19 views
    4. Zions Bank Visa Classic

      Consumer State: TX
      Consumer Zip: 75039
      CRA: Experian
      Date Applied: 12/01/2007
      Approved: No
      Score: 562
      Comments: N/A
      • 12 views
    5. Zions Bank Visa Classic

      Consumer State: TX
      Consumer Zip: 75039
      CRA: Experian
      Date Applied: 12/01/2007
      Approved: No
      Score: 562
      Comments: N/A
      • 16 views
    6. Zions bank visa (classic)

      Consumer State: FL
      CRA: Experian
      Date Applied: 07/14/2009
      Approved: No
      Score: 590
      • 17 views
    7. Zions Bank Visa

      Consumer State: ID
      CRA: Experian
      Date Applied: 10/24/2007
      Approved: Yes
      Score: 727
      Credit Limit: 5000
      • 16 views
    8. Zions Bank

      Consumer State: CA
      CRA: Equifax
      Date Applied: 08/29/2007
      Approved: No
      Score: 586
      Comments: too many inquiry's, 1 judgement, 2 medicals, one co all from 1999-2002
      • 15 views
    9. Zeal Credit Union

      Consumer State: MI
      Consumer Zip: 48075
      CRA: Experian
      Date Applied: 06/29/2016
      Approved: Yes
      Score: 609
      Credit Limit: 1000
      Comments: 2.5 months post Ch7 discharge. Experian FICO 609
      • 55 views
    10. Zappos

      Consumer State: NY
      Consumer Zip: 10006
      CRA: Experian
      Date Applied: 06/17/2014
      Approved: Yes
      Score: 685
      Credit Limit: 4000
      Comments: Visa: I'd applied for this online but was given the 10-15 day message so I thought I was denied. Tocay I got the card in the mail
      • 40 views
    11. Zales/Citibank

      Consumer State: SC
      Consumer Zip: 29206
      CRA: Equifax
      Date Applied: 07/07/2006
      Approved: No
      Score: 606
      Comments: denied because of BK
      • 14 views
    12. Zales/Citibank

      Consumer State: NC
      Consumer Zip: 27407
      CRA: Equifax
      Date Applied: 12/29/2006
      Approved: No
      Score: 602
      Comments: Denied due to BK 13 in 2002
      • 14 views
    13. Zales Diamond Card

      Consumer State: NY
      Consumer Zip: 11206
      CRA: Trans Union
      Date Applied: 02/10/2008
      Approved: Yes
      Score: 617
      Credit Limit: 500
      Comments: 617 TU FAKO
      • 12 views
    14. Zales Citi

      Consumer State: MI
      CRA: Experian
      Date Applied: 01/14/2014
      Approved: Yes
      Score: 660
      Credit Limit: 1500
      Comments: Apped in-store.
      • 21 views
    15. Zales (CitiBank)

      Consumer State: TX
      CRA: Equifax
      Date Applied: 10/02/2004
      Approved: Yes
      Score: 560
      Credit Limit: 800
      Comments: Approved w/4 recent charge offs
      • 14 views
    16. Zales (CitiBank)

      Consumer State: CO
      CRA: Experian
      Date Applied: 12/30/2006
      Approved: No
      Score: 504
      Comments: Have 2 other Citi cards. Reasons given: recent dq, utilization, age of accounts
      • 13 views
    17. Zales (Citi)

      Consumer State: GA
      CRA: Equifax
      Date Applied: 02/02/2005
      Approved: Yes
      Score: 660
      Credit Limit: 750
      • 12 views
    18. Zales (Citi)

      Consumer State: FL
      Consumer Zip: 33974
      CRA: Experian
      Date Applied: 05/16/2009
      Approved: Yes
      Score: 650
      Credit Limit: 4000
      Comments: Have $6000 CL with them on AAdvantage Gold card, and AU on $17K Citi account as well. 2 3-year-old charge-offs, 40% util.
      • 15 views
    19. Zales (citi)

      Consumer State: NY
      CRA: Trans Union
      Date Applied: 01/25/2007
      Approved: Yes
      Score: 606
      Credit Limit: 500
      • 15 views
    20. Zales (Citi Bank)

      Consumer State: NY
      CRA: Trans Union
      Date Applied: 06/04/2007
      Approved: Yes
      Score: 660
      Credit Limit: 1100
      Comments: Fako-BK 7 showing
      • 15 views
    21. Zales (CITI Bank)

      Consumer State: WA
      Consumer Zip: 99201
      CRA: Equifax
      Date Applied: 06/02/2008
      Approved: No
      Score: 610
      Comments: Denied. Have Two Student Loans In Default. Have not called for Recon yet.
      • 15 views
    22. Zales

      Consumer State: TX
      Consumer Zip: 77079
      CRA: Experian
      Date Applied: 01/22/2010
      Approved: Yes
      Score: 620
      Credit Limit: 1000
      Comments: Not really sure score is accurate....
      • 15 views
    23. zales

      Consumer State: FL
      CRA: Experian
      Date Applied: 01/10/2011
      Approved: No
      Score: 587
      Comments: 587 charge offs just over a year ago. 1 secured card 11 months clean. 1 secured 6 months clean, 2 unsecured about 6 months clean
      • 21 views
    24. Zales

      Consumer State: IL
      CRA: Trans Union
      Date Applied: 10/10/2007
      Approved: No
      Score: 540
      Comments: 1 judgement 10 collections
      • 14 views
    25. Zales

      Consumer State: CA
      CRA: Experian
      Date Applied: 07/02/2004
      Approved: No
      Score: 530
      Comments: I'm still not engaged because of it!
      • 18 views
    26. Zales

      Consumer State: FL
      CRA: Equifax
      Date Applied: 12/02/2006
      Approved: No
      Score: 580
      Comments: Reson for denial: length of time accounts have been established: Longest positve 5 months and number of accounts in the past not paid as agreed. I have 5 baddies.
      • 14 views
    27. Zales

      Consumer State: OK
      CRA: Trans Union
      Date Applied: 02/02/2007
      Approved: Yes
      Score: 610
      Credit Limit: 500
      Comments: fako, 2 old unpaid CO's, 1 old bad CA, 1 minor CA
      • 15 views
    28. Zales

      Consumer State: AL
      CRA: Equifax
      Date Applied: 12/16/2006
      Approved: Yes
      Score: 657
      Credit Limit: 750
      Comments: App done instore w/discharged BK7&BK13 on credit report
      • 14 views
    29. Zales

      Consumer State: SC
      CRA: Equifax
      Date Applied: 09/08/2006
      Approved: Yes
      Score: 713
      Credit Limit: 2000
      • 19 views
    30. Zales

      Consumer State: TX
      CRA: Experian
      Date Applied: 02/03/2007
      Approved: Yes
      Score: 649
      Credit Limit: 500
      Comments: instant online approval
      • 14 views
    31. Zales

      Consumer State: TX
      CRA: Experian
      Date Applied: 06/10/2008
      Approved: Yes
      Score: 621
      Credit Limit: 500
      Comments: online approval ~ have some CO and CA's
      • 14 views
    32. Zales

      Consumer State: AL
      CRA: Trans Union
      Date Applied: 08/16/2008
      Approved: Yes
      Score: 700
      Credit Limit: 6000
      Comments: Auto CLI from $5k to $6k
      • 17 views
    33. Zales

      Consumer State: OK
      Consumer Zip: 73170
      CRA: Trans Union
      Date Applied: 07/12/2007
      Approved: Yes
      Score: 698
      Credit Limit: 750
      Comments: Ch13....Jan/2004
      • 17 views
    34. Zales

      Consumer State: IL
      CRA: Trans Union
      Date Applied: 07/04/2006
      Approved: No
      Score: 600
      • 12 views
    35. Zales

      Consumer State: AR
      Consumer Zip: 71753
      CRA: Trans Union
      Date Applied: 01/28/2008
      Approved: Yes
      Score: 619
      Credit Limit: 1500
      Comments: FICO - Approved
      • 17 views
    36. Zales

      Consumer State: MO
      CRA: Trans Union
      Date Applied: 11/13/2006
      Approved: Yes
      Score: 594
      Credit Limit: 400
      Comments: Few baddies
      • 14 views
    37. Zales

      Consumer State: MS
      CRA: Trans Union
      Date Applied: 12/07/2007
      Approved: Yes
      Score: 557
      Credit Limit: 400
      Comments: Several old baddies, all settled
      • 15 views
    38. Zales

      Consumer State: NJ
      CRA: Experian
      Date Applied: 04/03/2007
      Approved: Yes
      Score: 689
      Credit Limit: 500
      Comments: Had Several Co's & a few CA baddies but STILL got approved! Score is real Fico
      • 14 views
    39. Zales

      Consumer State: IN
      CRA: Trans Union
      Date Applied: 11/14/2006
      Approved: Yes
      Score: 673
      Credit Limit: 750
      Comments: Bk13 disch 10/04
      • 14 views
    40. Zales

      Consumer State: OR
      CRA: Equifax
      Date Applied: 08/02/2005
      Approved: Yes
      Score: 639
      Credit Limit: 500
      • 17 views
    41. zales

      Consumer State: CA
      CRA: Trans Union
      Date Applied: 10/30/2007
      Approved: Yes
      Score: 550
      • 20 views
    42. zales

      Consumer State: CA
      CRA: Trans Union
      Date Applied: 10/30/2007
      Approved: Yes
      Score: 600
      • 15 views
    43. Zales

      Consumer State: TX
      Consumer Zip: 75074
      CRA: Experian
      Date Applied: 10/14/2007
      Approved: No
      Score: 622
      Comments: Applied 6/18/06: FICO scores TU 601, EX 622, EQ 592 - Mort 30 day late, 2 Collection, AMEX closed but reporting pd satisfactory
      • 17 views
    44. Zales

      Consumer State: TX
      CRA: Equifax
      Date Applied: 03/12/2008
      Approved: No
      Score: 567
      • 14 views
    45. Zales

      Consumer State: WI
      CRA: Trans Union
      Date Applied: 07/22/2008
      Approved: Yes
      Score: 610
      Credit Limit: 500
      • 16 views
    46. zales

      Consumer State: MD
      CRA: Equifax
      Date Applied: 12/08/2006
      Approved: Yes
      Score: 538
      Credit Limit: 500
      Comments: I do not know who they pulled. I had to mark a CRA in the field
      • 15 views
    47. Zales

      Consumer State: TX
      CRA: Equifax
      Date Applied: 12/24/2006
      Approved: Yes
      Score: 605
      Credit Limit: 1000
      • 15 views
    48. Zales

      Consumer State: TX
      Consumer Zip: 76182
      CRA: Experian
      Date Applied: 04/05/2015
      Approved: Yes
      Score: 772
      Credit Limit: 5200
      Comments: Card is through Citi
      • 37 views
    49. Zales

      Consumer State: PA
      CRA: Trans Union
      Date Applied: 06/01/2008
      Approved: Yes
      Score: 556
      Credit Limit: 400
      Comments: Only had Orchard Secured for 6 months
      • 17 views
    50. Zales

      Consumer State: PA
      CRA: Trans Union
      Date Applied: 08/10/2007
      Approved: Yes
      Score: 567
      Credit Limit: 400
      • 15 views
    51. Zales

      Consumer State: IN
      CRA: Trans Union
      Date Applied: 12/10/2006
      Approved: Yes
      Score: 593
      Credit Limit: 400
      Comments: Many unpaid collections. 1- judgement (unpaid)
      • 13 views
    52. Zales

      Consumer State: VA
      Consumer Zip: 22554
      CRA: Equifax
      Date Applied: 12/28/2006
      Approved: No
      Score: 586
      Comments: I was approved around the same time for walmart and target but zales didn't want me...I had 3 collections unpaid still showing on equifax
      • 16 views
    53. Zales

      Consumer State: TX
      Consumer Zip: 77573
      CRA: Equifax
      Date Applied: 04/09/2007
      Approved: Yes
      Score: 608
      Credit Limit: 1100
      Comments: 6 medical collections - all over 2+ years old
      • 19 views
    54. zales

      Consumer State: TX
      CRA: Equifax
      Date Applied: 12/15/2007
      Approved: Yes
      Score: 608
      Credit Limit: 1000
      Comments: Instant Online Approval 3 old CO's Showing
      • 15 views
    55. Zales

      Consumer State: TX
      CRA: Experian
      Date Applied: 10/24/2014
      Score: 630
      Credit Limit: 1600
      Comments: Have a couple charge offs and 3 collections.
      • 21 views
    56. Zales

      Consumer State: AL
      CRA: Equifax
      Date Applied: 03/04/2008
      Approved: Yes
      Score: 700
      Credit Limit: 5000
      • 15 views
    57. Zales

      Consumer State: MI
      CRA: Trans Union
      Date Applied: 11/27/2007
      Approved: Yes
      Score: 583
      Credit Limit: 500
      • 15 views
    58. Zales

      Consumer State: NY
      Consumer Zip: 10001
      CRA: Experian
      Date Applied: 12/11/2006
      Approved: Yes
      Score: 562
      Credit Limit: 400
      Comments: Wouldn't have applied if I knew they were to pull EX. (My worst report) Need a CLI...this does nothing for me!
      • 16 views
    59. Zales

      Consumer State: MN
      CRA: Equifax
      Date Applied: 06/25/2006
      Approved: Yes
      Score: 600
      Credit Limit: 750
      Comments: High Util, 1 Baddie, 42 inqs
      • 15 views
    60. Zales

      Consumer State: CA
      CRA: Equifax
      Date Applied: 12/12/2006
      Approved: Yes
      Score: 619
      Credit Limit: 400
      • 15 views
    61. Zales

      Consumer State: WA
      CRA: Equifax
      Date Applied: 09/28/2009
      Approved: Yes
      Score: 736
      Credit Limit: 3000
      Comments: Instand Online after answering security questions.
      • 17 views
    62. Zales

      Consumer State: MO
      CRA: Equifax
      Date Applied: 07/25/2007
      Approved: Yes
      Score: 630
      Credit Limit: 500
      • 15 views
    63. Zales

      Consumer State: AR
      Consumer Zip: 72556
      CRA: Trans Union
      Date Applied: 07/26/2007
      Approved: Yes
      Score: 544
      Credit Limit: 500
      • 16 views
    64. ZALES

      Consumer State: FL
      Consumer Zip: 32244
      CRA: Equifax
      Date Applied: 12/31/2006
      Approved: No
      Score: 559
      Comments: many baddies
      • 15 views
    65. ZALES

      Consumer State: TX
      CRA: Experian
      Date Applied: 03/28/2007
      Approved: Yes
      Score: 629
      Credit Limit: 1000
      Comments: INSTANT APPROVAL 29 MEDICAL COLLECTIONS, AND 3 CURRENT CC'S IN AWESOME STANDING
      • 13 views
    66. Zales

      Consumer State: AZ
      Consumer Zip: 85258
      CRA: Trans Union
      Date Applied: 05/21/2008
      Approved: Yes
      Score: 659
      Credit Limit: 500
      Comments: 12 tradelines, oldest 9yrs. 2 auto loans. 7 baddies, one 30 day late.
      • 13 views
    67. Zales

      Consumer State: FL
      CRA: Trans Union
      Date Applied: 12/21/2007
      Approved: No
      Score: 588
      Comments: BEWARE: No consistency as CB db states pulls EQ, TU has PR and several baddies, EQ was clean.
      • 13 views
    68. Zales

      Consumer State: CA
      Consumer Zip: 91913
      CRA: Trans Union
      Date Applied: 09/03/2011
      Approved: Yes
      Score: 670
      Credit Limit: 2000
      Comments: had to call in and verify my identity.
      • 14 views
    69. Zales

      Consumer State: CA
      CRA: Equifax
      Date Applied: 09/01/2007
      Approved: Yes
      Score: 612
      Credit Limit: 2500
      • 15 views
    70. Zales

      Consumer State: AZ
      Consumer Zip: 85746
      CRA: Experian
      Date Applied: 11/07/2006
      Approved: Yes
      Score: 533
      Credit Limit: 400
      Comments: Score is FAKO
      • 12 views
    71. zales

      Consumer State: TX
      Consumer Zip: 75056
      CRA: Experian
      Date Applied: 12/13/2006
      Approved: Yes
      Score: 565
      Credit Limit: 2000
      Comments: Lots of bads!
      • 11 views
    72. Zales

      Consumer State: GA
      CRA: Equifax
      Date Applied: 07/14/2006
      Approved: Yes
      Score: 607
      Credit Limit: 750
      Comments: 2 paid CO 1 unpaid collection and about 20 inquiries
      • 13 views
    73. Zales

      Consumer State: CA
      Consumer Zip: 91403
      CRA: Equifax
      Date Applied: 01/05/2012
      Approved: Yes
      Score: 685
      Credit Limit: 1000
      Comments: 7 five year old baddies on report
      • 14 views
    74. Zales

      Consumer State: TX
      CRA: Experian
      Date Applied: 11/08/2006
      Approved: Yes
      Score: 611
      Credit Limit: 500
      Comments: Instant online approval
      • 13 views
    75. zales

      Consumer State: GA
      CRA: Experian
      Date Applied: 07/28/2007
      Approved: Yes
      Score: 600
      • 11 views
    76. Zales

      Consumer State: AL
      CRA: Experian
      Date Applied: 11/08/2006
      Approved: Yes
      Score: 640
      Credit Limit: 1000
      Comments: Only a soft on EX, not sure about TU or EQ. Score is an average score. Had to call to verify info.
      • 12 views
    77. Zales

      Consumer State: IN
      CRA: Trans Union
      Date Applied: 11/29/2006
      Approved: Yes
      Score: 597
      Credit Limit: 400
      • 12 views
    78. Zales

      Consumer State: TX
      Consumer Zip: 76531
      CRA: Experian
      Date Applied: 12/03/2007
      Approved: Yes
      Score: 601
      Credit Limit: 1000
      Comments: Instant Online Approval 3 old CO's Showing
      • 11 views
    79. Zales

      Consumer State: TX
      Consumer Zip: 78641
      CRA: Trans Union
      Date Applied: 06/23/2008
      Approved: Yes
      Score: 641
      Credit Limit: 2000
      Comments: Instant online
      • 15 views
    80. ZALES

      Consumer State: NY
      CRA: Experian
      Date Applied: 01/24/2008
      Approved: Yes
      Score: 677
      Credit Limit: 1000
      Comments: INSTANT APPROVAL AFTER VERIFICATION, D/C BK7 2001, 3 COLLECTIONS UNPAID, 4 INQ
      • 14 views
    81. Zales

      Consumer State: TX
      CRA: Equifax
      Date Applied: 05/20/2012
      Approved: Yes
      Score: 715
      Credit Limit: 2800
      Comments: CLI request from 750 to 2800, accept. Got 5-7 business days message, CLI showed in account 24hrs later. Score is USAA FAKO
      • 19 views
    82. Zales

      Consumer State: TX
      CRA: Experian
      Date Applied: 07/03/2009
      Approved: No
      Score: 647
      Comments: Online app was down, called CS, denied
      • 19 views
    83. Zales

      Consumer State: NY
      CRA: Trans Union
      Date Applied: 03/13/2007
      Approved: No
      Score: 515
      Comments: serious delinq, past accts not paid as agreed, length of time since last not pd as agreed, not all accts paa
      • 13 views
    84. Zales

      Consumer State: CA
      CRA: Experian
      Date Applied: 12/14/2006
      Approved: Yes
      Score: 589
      Credit Limit: 3000
      Comments: Total 17 baddies-all medical, 2 as recent as 2006. Positice TLs were CJ $1500 opened 09/06 and HSBC $500 opened 05/05. Several postive SL in deferment. Go figure...instant approval online
      • 12 views
    85. Zales

      Consumer State: KY
      CRA: Equifax
      Date Applied: 11/09/2006
      Approved: Yes
      Score: 570
      Credit Limit: 750
      Comments: 1 pr 3 co's, 3 collections.
      • 12 views
    86. Zales

      Consumer State: MT
      CRA: Equifax
      Date Applied: 01/04/2007
      Approved: Yes
      Score: 0
      Credit Limit: 500
      • 11 views
    87. zales

      Consumer State: NY
      CRA: Experian
      Date Applied: 01/05/2007
      Approved: Yes
      Score: 554
      Credit Limit: 500
      Comments: 95% util and one recent ca reporting
      • 11 views
    88. Zale's

      Consumer State: WA
      CRA: Equifax
      Date Applied: 09/14/2009
      Approved: Yes
      Score: 694
      Credit Limit: 3000
      Comments: Score is FAKO via CCT.
      • 16 views
    89. zale

      Consumer State: TX
      Consumer Zip: 77073
      CRA: Equifax
      Date Applied: 02/01/2007
      Approved: Yes
      Score: 566
      Credit Limit: 500
      Comments: I have two collections on my account
      • 14 views
    90. Younkers

      Consumer State: NE
      CRA: Experian
      Date Applied: 08/12/2008
      Approved: No
      Score: 0
      Comments: Too many late pays. Had no idea this was an HSBC product. Won't apply for this one again unless another bank starts issuing the card.
      • 12 views
    91. YCCO YOUR COMMUNITY CU

      Consumer State: TX
      Consumer Zip: 77058
      CRA: Experian
      Date Applied: 02/18/2012
      Approved: Yes
      Score: 725
      Credit Limit: 15000
      Comments: pulls experian for membership, ONLY REPORTS TO EXPERIAN, located in houston, dallas areas only
      • 13 views
    92. Yamaha Motor Credit (HSBC)

      Consumer State: TX
      CRA: Equifax
      Date Applied: 12/02/2004
      Approved: Yes
      Score: 680
      Credit Limit: 6000
      Comments: Asked for 11200 received 6000 CL Purchased Assessories. 22% Rate!!
      • 10 views
    93. Yamaha Card Capital One

      Consumer State: TX
      CRA: Equifax
      Date Applied: 03/29/2015
      Approved: Yes
      Score: 646
      Credit Limit: 10000
      Comments: 10k max at that fico score. Called for recon, NOPE!
      • 12 views
    94. Yamaha (Household)

      Consumer State: LA
      CRA: Equifax
      Date Applied: 07/02/2004
      Approved: Yes
      Score: 671
      Credit Limit: 7500
      Comments: Motorcycle YZF-R6 3.9% $39.00/24 mos then 21.9% (yuck)
      • 26 views
    95. yamaha

      Consumer State: FL
      CRA: Experian
      Date Applied: 11/08/2013
      Approved: No
      Score: 620
      Comments: jet ski denied
      • 17 views
    96. Y-12 Credit Union

      Consumer State: TN
      Consumer Zip: 37803
      CRA: Equifax
      Date Applied: 06/01/2007
      Approved: Yes
      Score: 610
      Credit Limit: 22000
      Comments: Pulled hard EQ. 22K @ 10.09% pmts 534.00@48mos
      • 12 views
    97. XCel Federal Credit Union

      Consumer State: NJ
      CRA: Experian
      Date Applied: 11/16/2011
      Approved: No
      Score: 0
      Comments: Just FYI: Chex for savings & checking. Hard EX for membership. Credit pull good for 30 days.
      • 18 views
    98. XCEED FCU

      Consumer State: CA
      CRA: Experian
      Date Applied: 11/03/2011
      Approved: Yes
      Score: 680
      Credit Limit: 5000
      Comments: You must become a member first through Heal the Bay. Took 2 days for whole process. Another week to recieve the CC.
      • 17 views
    99. Wyndham Visa/ Barclays

      Consumer State: CA
      Consumer Zip: 91767
      CRA: Trans Union
      Date Applied: 01/31/2017
      Approved: Yes
      Score: 732
      Credit Limit: 3200
      Comments: Many recent accounts opened. Was declined on 1/11/17 for Priceline card. Persistence work i guess. $10k state tax lien. no other baddies.
      • 24 views
    100. WuMu (Cebelas MC)

      Consumer State: IA
      CRA: Trans Union
      Date Applied: 11/08/2008
      Approved: No
      Score: 610
      Comments: Too many derogs/pr(1 of each paid)
      • 12 views
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