I only need to take 1 class to graduate in the Fall( paying out of pocket). I am looking to consolidate now. I have a question about deferment. Is it still half time ( 6 or more credits) or more required for deferment? If so I might register for a second class.

Also, I will probably go full time again in 2006. If I start repayment, and then go back to school, do I get a deferment/pause in my repayment?