We have a Direct Loan through the US Dept. of Ed. that we would like to consolidate before July 1. It has an extensive series of lates showing only on TU (it was rehabbed, sort of...DH never paid anything on it because he wasn't working and then we applied for economic hardship and now it's in the military service deferment).

Should we try to remove the lates from TU before consolidating? EX and EQ are okay there otherwise. I will start by disputing "never late" with TU, but where to go from there?

Thanks,

Kris

Link to duplicate post - http://creditboards.com/forums/index.php?showtopic=88884

kkaple - I answered your questions in the original post since it had more questions in it... hope the info helps

Yes--thanks!