i just enrolled in rehab.. (yahoo)i currently owe dep of ed $1900 my CA who is collecting the debt/rehab told me only to pay $25 a month for 12 months, and said not to fully pay off loan till rehab completed, to get full benefits of rehab, (cleaned credit report)

but ive been reading on this rehab and noticed if IRS keeps my refund to pay off/on student loan that may actually stop my rehab prog.

now im not sure IRS will keep my refund as ive not even done my taxes yet and when i do, not sure if i will be getting a refund but i might it has differed from year to year, anyhow is their anyway to keep IRS from keeping my refund and keeping me from a good rehab deal, since i am in rehab prog now..

my loan is a direct stafford loan/ dept of edu.. the CA that im rehabbing with is West Asset Management..

ps: sorry i asked for yu by name but you seem well informed on this area,, thx in advance to you & any others that can help answer my question..

Check with your lender to find out if they have placed a lien. If there is a lien and you file it could take you below the $1000 min required for rehab. Also tax off are not considered a voluntary payment and as such do not count as I of the 12 payments to qualify. If you are due a refund and if it will put your rehab at risk, put off filing for until your rehab has been completed.