I would like to take this opportunity to thank all the members of crediboards for their participation and help and inspiration all the time.

Prior to my becoming a member of creditboards my FICO scores were in the low to mid 400 range. Look over to the left at when I joined.

Depending on which scoring model is used I now range from mid 600's to low 700's.

I applied the same techniques and things I learned by searching to both myself and my SO's personal credit file. SO's file was worse than horrid and now consistently is in the 735 range across all three CRA's per FICO.

To be true there are still a couple of baddies left lingering, but I have cleared the most massive and damaging inaccuracies from both our files.

I have improved our peace of mind, our security, our financial well being, and I credit all my success to creditboards.

And I still have much much more to learn.

I'd call that success in a big way.

Thank YOU CREDITBOARDS!!!!!!!!!!

Thank you to all the helpful members who constantly and consistently contribute sound/sage advice.

I bow to you all, and express my heartfelt thanks!

I am very proud of what you guys and gals have helped me to accomplish in the time I have been a member.

I forgot to say, that with the help of creditboards, I have successfully removed a dismissed Chapter 13 BK accross all 3 bureaus. Removed Tax Liens across 2 bureaus. Removed multiple collections accounts across all 3 bureaus.
Removed reposessions across all 3 bureaus. Removed and or corrected Cap 1 and Providian accounts accross all 3 bureaus.

Just a few of my bragging rights with crediboards help.

MarvBear,

It's an inspiration to read stories like yours especially since you are giving back your knowledge to those of us who really need it. Keep up the good work
Thank You

Marv, you are truly an inspiration to all of us. Keep up the good work!

WTG Marv, keep throwing punches at the rest of those baddies...all of CB is pulling for ya!

(((MarvBear)))

Providian. They're on my little list. They probably received word that I sued them today.

Good job, Marv!

Awesome success story, papa bear!

Great job!

Amazing...sent chills down my spine.

You inspire me!! Great job!!

Congrats on all the hard work, it paid off well.

SO?

Don't pay any attention to the crying smiley (kinda a contradiction) lol....WTG Marvbear, you deserve it!

SO = Significant Other

TY but I knew what SO meant.

--Just let me mourn the news of your attachment...

Some bears are clueless.

Sometimes ya got to hit me over the head!

Marv...how did you remove that chap 13 dismiss......??????

I have tried with mine, no success.

Congrats

Did you make any post regarding how you got your CAP1 corrected?

I have them on my CR as a CO and understand they are horrible.

Thanks

NIKKI

Thank you for sharing this success story. I'm only two months in - so I appreciate the hope. - Shlero

Congratz Marv...WTG

congrats! you've been a huge help to many, yourself!!

HOW DID YOU REMOVE THE BKPTY AND COLLECTIONS, ETC.??????

Do you have a letter template you can share? I had Chpt 7 discharged 08/04 and don't know where to begin disputing. I've been reading this site for a long time, but can't find a good clear-cut way to going about disputing the bkpty and collections and late payments.

Thanks!

Marv, You Rock!!!
This may sound naive but you always have your act together and I really thought you'd never had any credit issues. I thought being in finance you felt a need to just help others.

Thank you for taking the time to answer my posts when I've had those darn newbie questions. Congratulations Again.

There is a very old post of mine regarding bankruptcy from when I was very new here.

I don't really like letter templates, I prefer to express my personal opinion in my own words and view shorter is better.

here is that old thread

http://creditboards.com/forums/index.php?s...=discrimination

All I can say is it worked for me. Different people may have different results.

Good job, cutie.

CONGRATS MARV
your help is greatly appreciated on the board

Enjoy all the great stories of success. Thanks to all.

Been reading PsyhDocs' lecture serie and am looking for lesson 8. Anyone know when this will be posted?

Amyselfusa

PsychDos's Credit Repair School for Beginners. #8.

Awesome success story

Marv is the man.

If you didn't already know that.

Great job Marv! And thank you for paying it forward to help us other CB family members!

I find it amazing that MarvBear is thanking the members of this board when his contributions are so significant.

Thank you, MarvBear.......you deserve all good credit for all the hard work you've done.

Indeed. I'll second that.

I admire the collective wisdom and knowledge that can only be found at this particular stop in cyber space.

Yay for Marv!

Awesome Story! Great Job.......

[quote name='Marty716' date='Feb 10 2005, 10:07 PM' post='586685']
WTG Marv, keep throwing punches at the rest of those baddies...all of CB is pulling for ya!
[/quot what is that all about you must be a demo and like them ready to give the country away???? have you stood up to what you believe in or are you a silent complainer like most???? this is not a dig at what you may belive in but maybe how your going about it. we need to stand up and voice to those in power and demand for change would you agree?????

[quote name='m55' date='Mar 24 2007, 09:11 PM' post='2157990']
[quote name='Marty716' date='Feb 10 2005, 10:07 PM' post='586685']
WTG Marv, keep throwing punches at the rest of those baddies...all of CB is pulling for ya!
[/quot what is that all about you must be a demo and like them ready to give the country away???? have you stood up to what you believe in or are you a silent complainer like most???? this is not a dig at what you may belive in but maybe how your going about it. we need to stand up and voice to those in power and demand for change would you agree?????
[/quote]


Pardon me if I misinterpret this, But I have never been a silent complainer, Nor do I ever intend to suffer in silence. If your reference to "demo" is politial in nature, they please be aware there is zero tolerance for political posts of any kind on creditboards.

If Fico scores were based on information provided to Creditboard posters then MarvBear would score a perfect 850.

MarvBear certainly contributes more to the well of knowledge than he takes out and I appreciate his advice.

Any success with the couple of baddies you still had left in the original post?