I just pulled my TU report and it has the following info.

Account Type Installment Account
Credit Limit(High Credit) $2,625
Minimum Monthly Payment $50 (Terms)77 Monthly
Date Opened September, 1989
Date of Last Activity October, 1995
Date Paid Out Not on Record
Date Closed September, 1996
Loan Type Student Loan
Collateral
Description Closed
Last Report on September, 1996
Balance Current status Past Due Amount
$0 Unrated or bankruptcy $0

Recent Payment History
Seven Year Payment History
30 days late: 0 60 days late: 0 90+ days late: 0

Question is, should I leave this alone since DOLA is 10/95 and would fall off in October? My concern and shock was the fact that it says the date paid out wasn't on record and the fact that they have it "Unrated or bankruptcy" Was ondering of the bk line was dragging down my score at all.

All of my student loans were consolidated and I've had one monthly payment for a long time.

Actually, it's not really doing a thing to your score. It's just some weird notation of TU's that marks loans that aren't able to be rated as "unrated or bankruptcy". SLs in deferment or forbearance are marked the same way. It might be helping you to some degree, though, because it's an older TL, which can only help. I'd leave it alone.

Hope this helps!!

When the loan comes out of derferment, will your scores increase?

That's a good question. It's so old it's probably not having much impact on your score. It could be a problem if someone does a manual review for say a mortgage.