I don't understand this! It's a deragatory on my CR, but it's saying never late. I know it was bought out and it's hard to figure out by whom? I've rehabbed a PNC loan, but this one is different. Do you think this would be with the PNC loans that were rehabbed (which now reflect + on my report) and never taken off.

It means if they haven't done so already. Your income taxes will be intercepted.

They did already for about 2 or 3 years (about 4 years ago). The balance is lower, but I've not been contacted since they intercepted my taxes.

I called DOE and they said it's paid off (settled back in 2001) and should reflect in my CR. I am disputing this for an update on report. Wish me luck!