Hi, what do I do if I am currently on disability and I have a private student loan with Chase for about $60,000. I graduated in May and I asked them could I put the loans in deferment but they stated I had to pay the first payment first then they could put it in deferment for 3 months. They are calling harassing me at home and at my parents house. Is there a letter I can write or something?

Deferment and forbearance options are quite limited when dealing with private loans. If you can't work out any payment arrangements with them and just want the calls to stop, you could send them a C&D. Brace yourself for a lawsuit, though, if you do that.