I have 3 accounts with Chase, that just switched from Wamu, had them for the past 10 years or so. I have a question, one of the accounts has been overdrawn for almost 60 days- received a call that if I didn't cover the balance by tomorrow the account would be closed. I just recently went back to work after losing my job- which is why this account has remained overdrawn- we are drowning right now. I have automatic deposit tomorrow of my fist paycheck but it will not cover the balance. If I make a deposit but it doesn't cover the balance will they still close it? I have tried calling today- but they are closed. Secondly, if the one closes due to charge-off- will Chase then go forward and close the other 2 accounts as well even if they are in good standing? I am going to call Chase first thing in the morning, I'm worried because when funds are deposited if they aren't cash- they hold the funds for batch processing, which clears overnight- so I'm worried my deposits tomorrow will not show as posted until after the 60 day mark. I'm freaking out right now.

It is best to call the manager at a local branch there and make sure you let them know what is happening and your concerns. If the account closes and they report you, yes there is a chance that they would close the other accounts but if less of a chance that this will happen if you do not owe them any outstanding debt.