I'm not for sure what the heck I'm doing. I ordered both me and my DH ChexSystems reports. His came back with nothing on it. Easy. My comes back with this information:
Reported Information:
Source of info--Woodforest National Bank
Reported name--me
Reported addy--my addy
Reported ssn--my ssn
Driver license and state--both mine
RTN-gives some numbers
Account--account number
Date reported on 2/18/2007
Reported for--NON SUFFICIENT FUNDS (NSF) ACTIVITY, ANY AMOUNTS OWED HAVE BEEN PAID
Orginial Charge off amount--982.66
Paid in full/settled in full date--3/22/2007
Can I dispute this and get it off my report since it's paid?
Then I have 3 inquiries:
Inquirer--All American Bank
Date--8/21/2009
Inquirer--Woodforest National Bank
Date--10/11/2006
Inquirer--Emigrant Direct
Date--3/19/2007
Can I dispute theses? Or do I have to? The Woodforest one does have my name spelled wrong but the other information looks correct.
And lastly retail information--
Date of check--1/02/2007
amount--36.00
date check paid--6/4/2007
payee--Walmart.
Do I dispute this? I'm just really at a lost as to what to dispute I guess. Any help is GREATLY appreciated.