Credit Application:

Your Age? 38

Your Equifax Credit Score? 640
Your Experian Credit Score? unknown
Your TransUnion Credit Score? 643

How many years have you been on file with Equifax? 13 years
How many years have you been on file with Experian? 13 years
How many years have you been on file with TransUnion? 13 years

YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY

Do you have an open auto loan? No
Will this open auto loan be a trade-in? n/a
How many late pays within the last 12 months on the currently open loan? n/a
How many late pays within the last 13-24 months on the currently open loan? n/a
Your current open auto loan is financed with? n/a
Your current open auto loan payment is? n/a
Estimated amount you may be upside down in this vehicle? n/a
Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best) n/a


YOUR REVOLVING CREDIT HISTORY

Total number of revolving account(s) you have? 6
Total percentage utilized overall? 3%
How many of your revolving accounts are store cards? 0
How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 6
How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) 1

YOUR PERSONAL INFORMATION

How long at your current residence? 2 years
Do you Rent or have a Mortgage, or Live w/Relative or Other? Rent
Your Monthly Rent or Mortgage payment? $735
How long have you held your current job? 6 months
Your total provable monthly gross income is? $6,667
Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return, or bank statements) Paycheck stub (paper)
Is there additional monthly income? What amount monthly? 0
Describe the source. n/a
Is the additional monthly income provable? n/a
Spousal income is not applicable.

YOUR DOWNPAYMENT
Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) $3,500
Does any credit repository contain any Public Record? No
If yes, please very briefly describe.

Does any credit repository contain any Collection Account(s)? Yes
If yes, please very briefly describe. Paid credit card (approximately 1 year old)

Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 5
Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 5
Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 5

New or Used vehicle you are considering: Please very briefly describe. New Nissan Versa, less than $20k.

TIA

Previous similar installment credit on file on any bureau?

Yes, I had a car loan with Primus Automotive opened 12/1998, closed 12/2003. No lates.

I also have student loans (installment but not similar) with no lates.

depending on previous auto credit or like amount i would say yes



if no lates then more than likely DEAL

Man, I'm an idiot (need caffeine). This is what I should have put:

Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 5
Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 10
Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 7

Thanks!

hope you get what youre looking for and at a good rate

Thank you both!