Full Version: This HAS to be a Visa merchant agreement violation
I have this Liquor/Deli right across the street from my house. I bought a sandwich and tried to pay using my Credit Union Visa card. The clerk told me that there is a .50 charge for using a credit card under $10, but if I wanted to use my debit card then there would be no charge. Granted .50 isn't very much, it still irritated me that I was getting penalized for using credit.
QUOTE (SLiM JiM 156 @ Sep 10 2009, 04:25 PM) 
I have this Liquor/Deli right across the street from my house. I bought a sandwich and tried to pay using my Credit Union Visa card. The clerk told me that there is a .50 charge for using a credit card under $10, but if I wanted to use my debit card then there would be no charge. Granted .50 isn't very much, it still irritated me that I was getting penalized for using credit.
NO MINIMUM TO USE A CREDIT CARD
NO MAXIMUM TO USE A CREDIT CARD
**NO FEE TO USE A CREDIT CARD**
NO ID FOR A SIGNED CREDIT CARD
What would happen to the merchant if they violated VISA's terms?
QUOTE (higher180 @ Sep 10 2009, 04:48 PM)
What would happen to the merchant if they violated VISA's terms?
From nothing...to a letter of reprimand...to termination of service and/or a fine in the $1,000's
QUOTE (higher180 @ Sep 10 2009, 05:48 PM)
What would happen to the merchant if they violated VISA's terms?
Most of the time nothing!!!
if i were the op i would dispute the charge.
Is the $0.50 fee a LINE ITEM
Moving to the proper forum.
He didnt even say anything to me. I handed him my card and after he ran it, I saw the .50 charge.
Paging Continental...
QUOTE (mpc578 @ Sep 10 2009, 05:14 PM)
Paging Continental...
QUOTE (SLiM JiM 156 @ Sep 10 2009, 05:10 PM)
He didnt even say anything to me. I handed him my card and after he ran it, I saw the .50 charge.
Is the $0.50 fee a LINE ITEM
QUOTE (higher180 @ Sep 10 2009, 02:48 PM)
What would happen to the merchant if they violated VISA's terms?
Nothing if they don't get reported of if no one disputes the charge.
The more complaints, the more likely something is to happen. So it's worth taking a couple of minutes and calling Visa about it.
I had a store charge more.... I called Visa.. and the next time I went they no longer added the fee. Who knows though.. I could have been the 50th person to call.
I had a store charge more.... I called Visa.. and the next time I went they no longer added the fee. Who knows though.. I could have been the 50th person to call.
QUOTE (RacerX780 @ Sep 10 2009, 05:59 PM)
The more complaints, the more likely something is to happen. So it's worth taking a couple of minutes and calling Visa about it.
I had a store charge more.... I called Visa.. and the next time I went they no longer added the fee. Who knows though.. I could have been the 50th person to call.
I had a store charge more.... I called Visa.. and the next time I went they no longer added the fee. Who knows though.. I could have been the 50th person to call.
HEADS ROLLED AT THE SUBWAY I REPORTED
(asked for ID on my signed credit card)
What was really stupid was they didn't even look to see if it was signed first
I let them trash the sandwich and drink and walked off
Went to another business in the mall that had a CLUE and got my food
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