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Southern Commerce Bank Gives You a 2nd Chance!
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Contributed by: Erika Sanchez/ Southern Commerce Bank on 8/5/2009
Today's economic conditions have impacted individuals and families nationwide. One area that people are just now starting to pay attention to are Bank Fees. With countless numbers of job losses and other financial hardships, there are bound to be bounced checks and even the dreaded charged offs. A bounced or returned item can cause a fee or multiple fees that can build to an incredibly high amount. If the balance owed to the bankis not paid by the customer then the bank has no other option but to try to collect their funds via alternate routes and report the customer to Chexsystems.
Being reported to Chexsystems by a bank can cause a very negative impact to someone's banking ability because the majority of the banks will not open an account for people who are on Chexsystems. Past blemishes can stay ina report for up to 7 years. This can hinder an individual from doing basic financial transactions such as writing checks or having even having a debit card because their current account can be closed by the bank where the funds are owed and are now not able to open a new account somewhere else but fear not, Southern Commerce Bank offers FREE 2nd Chance Checking! Individuals are allowed to open accounts with as little as $1 and a valid form of ID even if they still owe another bank money (accounts reported for fraud need additional paperwork). There are no monthly fees for the Free 2nd Chance Checking and customers get a debit card with the Visa logo to use where ever Visa is accepted.
We offer:
* Free 2nd Chance Checking
* Savings Accounts
* Great CD Rates!!!
* Minor Accounts
* IRA's
* Free Small Business Accounts
* Mortgages and more!
Drop by the Port St. Lucie branch located inside Wal-Mart at 10855 S US Hwy 1 or call us at 772-398-1077 if you need more information. Open extended hours all year long for your convenience -> Monday - Saturday 10 a.m. - 8 p.m. and Sunday 10 am - 4 pm.
Take advantage of this great product and service, stop paying for money orders and start saving money today!