I was told that this bank uses Chex systems, but I didn't know if anyone on here has had any experience with this bank, and if they allow people in chex to open accounts. Any information would be helpful!, Thanks!

With initials like CS.............

haha yea I know what you mean. I just thought about that after I posted the question. It's Cooper State Bank

I can check again but last time I checked, they do use chexsystems. Most people in that area are using either WoodForest (second chance checking that anyone can get) or TAB since there is a Flying J there, and recently I was told that there is a good credit union there that is lenient called KEMBA financial CU. I am not real sure of that one since I just added it to the list and have had no real feedback on it.

I've heard of Woodforest Bank, but they are only in Walmart and the nearest walmart that has one is about 30 minutes away. TAB I haven't tried I'll check into that. Also, Kemba is pretty good CU and they are pretty generous with credit lines, but I can't use them because my bk has a credit card and an overdrawn checking account with them, and they are who reported me to chex

Are you near this Investment Center by chance?

Fidelity Investments Columbus Investor Center
Polaris Fashion Place
1324 Polaris Parkway
Columbus, OH 43240
800-544-6859

here is the information on TAB

Name of Bank Transportation Alliance Bank
URL https://www.tabbank.com

Form of Verification used by bank ID
Special Notes It has been reported that this bank does not use chexsystems and that ANYONE can get an account with them. You do not have to live near a Flying J to get an account.

Here is the application for the account. It is best to fax it in for fastest results
https://www.tabbank.com/home/custserv/appli...application.pdf

For a business account, you use a different application and all you do is send that in with articles of organization and you are all set.
I do have a copy of this application if needed, email me at mca1895@wikianswers.com or contact TAB directly for it.

After 3 months of good account history, you are then eligible for remote deposits from home. They will not accept money orders but that is typical. They call it express deposit. If its done before 3 pm its credited the same day.

Membership Information:


Email From Bank We have used Chexsystems in the past, but we are not using them at this time
We do not pull credit reports for checking accounts.
Types of accounts offered
Personal checking, savings and business accounts




Locations Flying Js

OH AUSTINBURG (SAYBROOK) I-90/SR 45 Exit 23
OH BEAVERDAM I-75 Exit 135
OH BERKSHIRE (N. COLUMBUS) I-71 Exit 131
OH HUBBARD I-80 & Hwy 62, Exit 234B Eastbound
OH JEFFERSONVILLE I-71 & SR 41
OH KIRKERSVILLE I-70 Exit 122
OH LAKE TOWNSHIP (TOLEDO) I-280 Exit 1B

2 credit unions to maybe consider would be

Name of Bank
Telhio Credit Union
URL
http://www.telhio.org

Form of Verification used by bank
What is a fraud advisory…

This would be a report that we pull to get a beacon score from to qualify you for the account. It is basically a soft hit on your credit bureau but, it won't effect your score.


Membership Information:
Telhio products and services are available to everyone who lives, works, worships or attends school in Franklin County and these surrounding communities: Canal Winchester, Dublin, Galloway, Johnstown, London, Orient, Pataskala, Pickerington, Powell, Reynoldsburg, and Westerville.

Email From Bank 4-10-09
We do pull a fraud advisor which will pull your credit report. We have several ways to qualify you for membership.

Types of accounts offered
Personal checking and savings


Locations

WEST - NOW OPEN
3580 Fishinger Blvd, Hilliard, OH 43026

NORTHLAND PARK Coming Soon
1681 Morse Road, Columbus, OH 43229

DOWNTOWN
96 North Fourth Street, Columbus, OH 43215

EAST
201 Outerbelt Street, Columbus, OH 43213

NORTH
54 West Wilson Bridge Road, Worthington, OH 43085

-----------------------------------------------------------





Name of Bank
Columbus Metro FCU
URL
http://www.columbusmetro.org

Form of Verification used by bank
chexsystems
Special Notes
Any members can open a savings and they do offer second chance checking


Membership Information:
Anyone who lives, works, worships or attends school in Franklin County is eligible to join Columbus Metro.

Email From Bank
Columbus Metro uses both Chexsystems and an Equifax credit report. We do not deny membership based on the contents of these reports, but the only checking option for members with a Chexsystems record is our Metro Merit account (more information is available at www.columbusmetro.org/checking.html). Also, members with a Chexsystems record are subject to extended holds on check deposits.

Types of accounts offered
Second chance checking


Locations

See web site

Yea I actually am it's about a 10 to 15 minute drive from me. So I'll have to check them out. Thank you for information on TAB, the nearest flying J to me is about a 45 minute drive, but it's an option if I need to take it. Telhio is an option for me as well, I have one abut 5 minutes away. I have to get rid of some fraud accounts on my CR first (they were from a stolen check book) I tried opening one before and they said that once I get those removed they would be able to open an account for me. So I'm thinking Telhio or Fidelity most likely. I have a national city account but I'm afraid once PNC takes over they will close it. I'm not fimiliar with PNC.

it has been reported that Regions Bank is not using chexsystems. I have not been able to officially verify this but thought it might be one to consider there as well.

yes CS bank uses chexsystems

thank you MCA for the updated info. I think Regions bank may be Charter One Bank.