Dear CRA,

My name is xxxxx xxxxxx , my SS # is xxx xx xxxx.

I am sending this dispute certified mail return receipt # xxxx to make sure you receive it.

I have no knowledge or records of account # xxxxx , #xxxxx or #xxxxxxon my report # xxxxx.

I have disputed these unknown medical account with the reporting Collection Agents, ( copies enclosed with proof of their receipt) and have had no response.

Please advise me as to the name and address of the original health care providers, the name of the patient in each account, and the reported dates of service,as any account I might have had at one time would be obsolete.

If you can obtain this information, I also would need the name of the persons providing this data, and the manner in which it was provided in order that I may pursue additional legal remedies.

If you are unable to verify and refuse to delete, I will be filing appropriate complaints against you with the FTC the OCR for HIPAA violations and State authorities

Please note that as a recipient of private medical data you are also subject to the provisions of subtitle D of the ARRA ,SEC. 13407(1) BREACH OF SECURITY.—The term ‘‘breach of security’’ means, with respect to unsecured PHR identifiable health information of an individual in a personal health record, acquisition of such information without the authorization of the individual. Please note that the effective date for enforcement of penalties against you for this breach is February 17, 2009.

I also reserve the right to include your Bureau in any legal remedies I pursue.

Very truly yours,

xxxxxx

Does this date need to be adjusted according to the 30 days waiting for debt validation?

The date referred to has NOTHING to do with debt validation. It is the date of the enactment of the new HIPAA privacy rules contained in the ARRA, most of which does not take effect until next year, however, the enforcement provisions by Federal and State authorities and a private right of action for violations took place on the date it was enacted.

There is a pinned post at the top in this forum on the subject.

Thank you very much for clearing it up.