I HAVE A 587 SCORE,IVE PAID ALL MY DEBTS THAT WAS REPORTED.IVE PAID ON MY CAR 31 MTHS ON TIME EVERY MTH.MEDICAL BILLS HAVE AND NO CREDIT CARD HAS SCREWED ME.IS IT POSSIBLE TO BRING MY SCORE UP TO 620 BY OCTOBER?IF SO,HOW?

Are you saying you have medical collections on your CR?

i have bills being reorted as paid.i sent the pre hippa and trans union deleted one and on the same account experian said "If you question the results of our investigation then refer to the credit report for the name ,number and address etc for the verified info."

Have you opted out??

Have you deleted old addresses ( if possible)??

Is this account reporting on Eq.??

Send the reporting CA this;( if it is REPORTING as "paid")

http://whychat.5u.com/ltrcavalhipaa.html#PAID

As soon as you receive the green card back, send Ex. this;
http://whychat.5u.com/ltrcavalhipaa.html#DISPUTE