Need to wait till August as that's when I hit 2 years of perfect history which can make or break the application. Is waiting till August to apply for private student loan too late?
superbroker
Jul 8 2009, 06:44 PM
It depends on when in August you're referring? With today's technology a loan can be approved, verified w/school, and funded within a few days. I would apply now with a credit worthy co-signer and see what happens. This will allow you the best chance of getting approved with a lower interest rate.
b_fennell
Jul 8 2009, 08:48 PM
Guess it depends on when you need the money for school...when does school start? It can be done in only a few days
School starts September 1. No co-signer available.
I figured it would be a fast process. At 2 years I should be over 760 FICO.
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