WOW! thats 2 years straight of a very large interest drop. I am so glad I did not consolidate my loans. Heck at this low rate theres really no need to rush to pay them off.

I know, I know. I spelled interest and next wrong in the topic. You can see the student loans did not go to good use for me however I do know how to do a beer bong correctly

I wonder if I can refi mine now to get that low rate. Im paying over 4% now.

Unless you consolidated your loans or recieved them after Jun 2006 it will automatically change. See this site for more info

http://www.finaid.org/loans/scripts/interest.cgi

With my current balance, I will be paying about $20 less in interest every month. I'll keep my payments the same so I will have it payed off faster.