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johnjay06
Followed Why Chats process to a tee. It was deleted about 6 months ago. Now it has been reinserted by same CA. I DO NOT have the deletion letters because I have moved and they were lost. What can i do to get these deleted?
Why Chat
QUOTE (johnjay06 @ Jun 21 2009, 10:34 AM) *
Followed Why Chats process to a tee. It was deleted about 6 months ago. Now it has been reinserted by same CA. I DO NOT have the deletion letters because I have moved and they were lost. What can i do to get these deleted?

Send this dispute letter;( CMRR)
John Q Public

100 Misery St.

Poortown.XX,98765

February 30,2003

Certified mail receipt number ____________

TUEQIPERIAN Credit Bureau

999 Everwrong Blvd.

Messup, XX,12345

Dear Sir or Madam;

Re: Report # ________________________

Certified mail #____________________

This is a request as authorized by the FCRA . § 611. Procedure in case of disputed accuracy [15 U.S.C. § 1681i]

In my letter of (give approximate date) I disputed the following account (Name of account & account #)

In your letter of ____ and your report # ____ of (date) you have deleted this unknown medical account

In accordance with the requirements of the FCRA as shown below,I am hereby requesting your complete compliance with any and all of the provisions.

Requirements relating to reinsertion of previously deleted material.

Certification of accuracy of information. If any information is deleted from a consumer's file pursuant to subparagraph (A), the information may not be reinserted in the file by the consumer reporting agency unless the person who furnishes the information certifies that the information is complete and accurate.

Please furnish me with copies of any and all such certification.

If any information that has been deleted from a consumer's file pursuant to subparagraph (A) is reinserted in the file, the consumer reporting agency shall notify the consumer of the reinsertion in writing not later than 5 business days after the reinsertion or, if authorized by the consumer for that purpose, by any other means available to the agency.

I received no such notification,this is a serious violation of the FCRA, and I reserve the right to pursue further action.

Additional information. As part of, or in addition to, the notice under clause (ii), a consumer reporting agency shall provide to a consumer in writing not later than 5 business days after the date of the reinsertion

(I) a statement that the disputed information has been reinserted;

(II) the business name and address of any furnisher of information contacted and the telephone number of such furnisher, if reasonably available, or of any furnisher of information that contacted the consumer reporting agency, in connection with the reinsertion of such information; and

(III) a notice that the consumer has the right to add a statement to the consumer's file disputing the accuracy or completeness of the disputed information.

Please furnish me with the required statements and data

© Procedures to prevent reappearance. A consumer reporting agency shall maintain reasonable procedures designed to prevent the reappearance in a consumer's file, and in consumer reports on the consumer, of information that is deleted pursuant to this paragraph and a notice that, if requested by the consumer, a description of the procedure used to determine the accuracy and completeness of the information shall be provided to the consumer by the agency, including the business name and address of any furnisher of information contacted in connection with such information and the telephone number of such furnisher, if reasonably available;

Please furnish me with a full description of the procedures used to determine the accuracy of the information.

In accordance with the above requirements of the FCRA, please furnish me with all requested material within 15 days .

I reserve the right to take action to recover damages and to file complaints with the FTC and ( your State) Dept. of Consumer Services absent your timely response.

Sincerely,

John Q Public






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