Credit Application:
Your Age? 34[/color]
Your Equifax Credit Score? 594
Your Experian Credit Score? 579
Your TransUnion Credit Score? 551
How many years have you been on file with Equifax? 13 years
How many years have you been on file with Experian? 13 years
How many years have you been on file with TransUnion? 15 years
YOUR PREVIOUS AUTOMOTIVE CREDIT HISTORY
Do you have an open auto loan? No, had 2 that are paid for
Will this open auto loan be a trade-in?
How many late pays within the last 12 months on the currently open loan?
How many late pays within the last 13-24 months on the currently open loan?
Your current open auto loan is financed with?
Your current open auto loan payment is?
Estimated amount you may be upside down in this vehicle?
Rate your payment history on this open auto loan from 1-10 (1=poor:10=Best)
YOUR REVOLVING CREDIT HISTORY
Total number of revolving account(s) you have? 6
Total percentage utilized overall? 0% revolving 96% installment (student loans)
How many of your revolving accounts are store cards? 3
How many of your revolving accounts are major credit cards? (i.e. Amex, MC, Visa) 3
How many of your revolving accounts are known subprime credit cards (i.e. Aspire, 1st Premier) 3
YOUR PERSONAL INFORMATION
How long at your current residence? 6 mo
Do you Rent or have a Mortgage, or Live w/Relative or Other? Live w/Relative
Your Monthly Rent or Mortgage payment? $300
How long have you held your current job? 9 years
Your total provable monthly gross income is? $4315
Your provable monthly gross income is provable via what method? (i.e. computerized paycheck stub, or tax return, or bank statements)
Is there additional monthly income? What amount monthly? pay stub
Describe the source.
Is the additional monthly income provable? No
Spousal income is not applicable.
YOUR DOWNPAYMENT
Please tell me your exact down payment in cash? (rebates and trade equity are not considered, please input a dollar value only.) 0
Does any credit repository contain any Public Record? Yes
If yes, please very briefly describe.
Paid State Tax Lien $785 from Feb 2008
Does any credit repository contain any Collection Account(s)? Yes
If yes, please very briefly describe. Paid Medical bill from 2005 $75
Please rate your overall creditworthiness on a scale of 1-10 (1=poor, 10= best) 5
Please rate your Installment credit history on a scale of 1-10 (1=poor, 10=best) 5
Please rate your Revolving credit history on a scale of 1-10 (1=poor, 10=best) 5
New or Used vehicle you are considering: Please very briefly describe. [color="#FF0000"]Color doesn't matter, whichever I can qualify